102 Water St, Lyons, NY 14489 Property Records

Wayne County and Lyons Town property record for 102 Water St, Lyons, NY 14489

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,920 sqft · built 1880
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Tax Bill$1,448 (2026)
Deeds & MortgagesNov 2025 Line of Credit
APN0158-00

Property Details

APN / Parcel Number

Primary APN0158-00
Alternative APN
  • 542800 70111-12-974644

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,920 sqft Living Area
1st Floor Area1,020 sqft
2nd Floor Area900 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions83 ft deep x 50 ft wide
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0158-00
Street Address102 WATER ST
CityLYONS
StateNY
Zip14489-1237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block12
Legal Lot Number974.644
JurisdictionWAYNE NY
Township / Civil DivisionLYONS
Census Block Group3
Census Block3015
Census Tract21400

Owner

102 Water St is owned and occupied by two individuals.

Source: Wayne County and Lyons Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address102 WATER ST, LYONS, NY 14489-1237
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE NY
Property Address102 WATER ST, LYONS, NY 14489-1237
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00R9347895
DateNov 26, 2025
InstrumentR9347895
Lender
NameRELIANT COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 102 Water St was $1,448 with exemptions applied, down 21.1% from the year before.

Source: Wayne County and Lyons Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWayne County
County SubdivisionLyons Town
Unified School DistrictLyons Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,448.00 (-21.09%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$1,835.00$55,000 Land $5,600 Building $49,400$55,000 Land $5,600 Building $49,400
2023$39,500 Land $1,700 Building $37,800$61,719 Land $2,656 Building $59,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 102 Water St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 102 Water St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARCADIA-LYONS CSA
private · serves 5,800 people · EPA ID NY5821130
Water SourcePurchased surface water from several systems
Last State InspectionNov 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Water St

Nearby Streets

Search Property Records by Address or Parcel Number