102 Wareham's Pt, Williamsburg, VA 23185 Property Records

James City County property record for 102 Wareham's Pt, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,800 sqft · built 1990
Lot Size	0.098 acres (4,312 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,638 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-4 19-0-0102`

Property Details

APN / Parcel Number

Primary APN	`50-4 19-0-0102`
Alternative APN	`15420`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Wood Shingle
Lot Area	4,312 sqft (0.098 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal

Location & Zoning

Account Number	15420
Street Address	102 WAREHAMS PT
City	WILLIAMSBURG
State	VA
Zip	23185-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-102 WAREHAM'S POINT
Legal Subdivision	KINGSMILL
Legal Lot Number	102
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1006
Census Tract	80104

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 WAREHAMS PT, WILLIAMSBURG, VA 23185-8913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Sep 16, 2019	Deed of Trust, Mortgage · VA Mortgage USAA FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2008
Deed Sale	Sep 4, 2008
Deed Document Number	80022126
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	102 WAREHAMS PT, WILLIAMSBURG, VA 23185-8913
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210021863
Date	Nov 5, 2021
Instrument	210021863

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	102 WAREHAMS PT, WILLIAMSBURG, VA 23185-8913
Document Number	0000013577
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WAREHAMS PT WILLIAMSBURG VA 231858913, WILLIAMSBURG, VA 23185-8913

Mortgage

Document Number	0000013577
Date	Sep 20, 2019
Instrument	13577

Lender

Name	USAA FED'L SVGS BK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,638.00 (+6.4%)	$558,900 (+13.51%) Land $142,200 Building $416,700	$558,900 (+13.51%) Land $142,200 Building $416,700
2024	$4,359.00 (+6.68%)
2023	$4,086.00	$492,400 Land $142,200 Building $350,200	$492,400 Land $142,200 Building $350,200
2022	$4,086.00 (+12.75%)
2019	$3,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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