102 Walking Horse Run, Stanley, NC 28164 Property Records

Gaston County property record for 102 Walking Horse Run, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,993 sqft · built 2020
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Aug 2020)
Tax Bill	$3,721 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14054 01831`

Property Details

APN / Parcel Number

Primary APN	`14054 01831`
Alternative APN	`175443`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,993 sqft Heated Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	102 WALKING HORSE RUN
City	STANLEY
State	NC
Zip	28164-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	CHESTNUT RIDGE BLK A L 2 14 054 018 31 000
Legal Subdivision	CHESTNUT RIDGE
Legal Block	A
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	3
Census Block	3006
Census Tract	33501

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	102 WALKING HORSE RUN, STANLEY, NC 28164-1700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
Aug 7, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Dec 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Feb 1, 1993 · Amount on Record
Deed Book / Page	5145 / 1246
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	102 WALKING HORSE RUN, STANLEY, NC 28164-1700
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	TSI TITLE AND ESCROW, SILK TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WALKING HORSE RUN, STANLEY, NC 28164-1700

Mortgage

Document Number	0055991353
Date	Nov 13, 2025
Book Page	5599/1353

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	2 S POINTE DR STE 200, LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 7, 2020
Property Address	102 WALKING HORSE RUN, STANLEY, NC 28164-1700
Document Number	0051451246
Book / Page	5145 / 1246
Map Reference	MB 45 PG 47
Instrument Date	Aug 6, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2116 CROWN CENTRE DR STE 200, 2116, CHARLOTTE, NC 28227-7813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WALKING HORSE RUN, STANLEY, NC 28164-1700

Mortgage

Document Number	51451247
Date	Aug 7, 2020
Instrument	5145/1247

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Dec 11, 2019
Property Address	102 WALKING HORSE RUN, STANLEY, NC 28164-1700
Document Number	0050870529
Book / Page	005087 / 000529
Instrument Date	Dec 11, 2019
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$156.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2116 CROWN CENTRE DR #200 CHARLOTTE NC 282277813, 200, CHARLOTTE, NC 28227-7813
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Stanley Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,721.00 (-1.01%)	$341,730 (-) Land $28,500 Building $313,230
2023	$3,759.00	$341,730 Land $28,500 Building $313,230
2021			$224,810 Land $22,000 Building $202,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035
Water Source	Purchased surface water from CITY OF MOUNT HOLLY
Last State Inspection	Feb 2024
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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