102 W Virginia Ave, Temple, TX 76501 Property Records

Bell County property record for 102 W Virginia Ave, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,439 sqft · built 1959
Lot Size	0.167 acres (7,318 sqft)
Owner	Individual Name on File
Tax Bill	$2,966 (2023)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0090240000`

Property Details

APN / Parcel Number

Primary APN	`0090240000`
Alternative APNs	`860814` `49355`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,439 sqft Living Area
1st Floor Area	1,439 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,318 sqft (0.167 acres)
Lot Dimensions	120 ft deep x 61 ft wide
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	860814
Street Address	102 W VIRGINIA AVE
City	TEMPLE
State	TX
Zip	76501-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	NORTH SIDE (LTS 13-23 BLK 2), BLOCK 002, LOT 0013
Legal Subdivision	NORTH SIDE (LTS 13-23 BLK 2)
Legal Block	2
Legal Lot Number	13
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2017
Census Tract	20500

Owner

102 W Virginia Ave is owned and occupied by an individual who acquired it in March 2023.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Mailing Address	102 W VIRGINIA AVE, TEMPLE, TX 76501-1720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 27, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jun 7, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Dec 27, 2018	Warranty Deed, Transfer CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO
Nov 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023
Deed Sale	Mar 16, 2023
Prior Sale	Jun 7, 2019
Deed Document Number	2023010978
Record Updated	Jun 7, 2026

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 16, 2023
Property Address	102 W VIRGINIA AVE, TEMPLE, TX 76501-1720
Document Number	0000010978
Map Reference	CAB A SL 146-B
Instrument Date	Mar 16, 2023
Instrument	2023010978
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 W VIRGINIA AVE, TEMPLE, TX 76501-1720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 W VIRGINIA AVE, TEMPLE, TX 76501-1720

Mortgage

Document Number	0000010979
Date	Mar 16, 2023
Instrument	2023010979

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0000010980
Date	Mar 16, 2023
Instrument	2023010980

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	36 Months
Due	Mar 16, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	102 W VIRGINIA AVE, TEMPLE, TX 76501-1720
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	INSPIRED TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003059
Date	Jan 15, 2021
Instrument	2021-00003059

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	102 W VIRGINIA AVE, TEMPLE, TX 76501-1720
Document Number	0000011172
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 W VIRGINIA AVE TEMPLE TX 765011720, TEMPLE, TX 76501-1720

Mortgage

Document Number	0000011172
Date	Mar 5, 2020
Instrument	11172

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 7, 2019
Property Address	102 W VIRGINIA AVE, TEMPLE, TX 76501-1720
Document Number	0000024047
Book / Page	010871 / 000063
Instrument Date	Jun 6, 2019
Instrument	24047
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 W VIRGINIA AVE TEMPLE TX 765011720, TEMPLE, TX 76501-1720

Mortgage

Document Number	24048
Date	Jun 7, 2019
Book Page	010871/000066
Instrument	24048

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Dec 27, 2018
Property Address	102 W VIRGINIA AVE, TEMPLE, TX 76501-1720
Document Number	0000053231
Instrument Date	Dec 27, 2018
Instrument	53231
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4016 S 31ST ST #200 TEMPLE TX 765023348, 200, TEMPLE, TX 76502-3348

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Nov 15, 2017
Property Address	102 W VIRGINIA AVE, TEMPLE, TX 76501-1720
Document Number	0000047962
Instrument Date	Jun 27, 2016
Instrument	47962
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 WATERS DAIRY RD #805 TEMPLE TX 765023446, 805, TEMPLE, TX 76502-3446

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,966.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption	$242,989 Land $20,350 Building $222,639	$242,989 Land $20,350 Building $222,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 W Virginia Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 W Virginia Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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