102 W River St, Bigfork, MN 56628 Property Records

Itasca County property record for 102 W River St, Bigfork, MN 56628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,392 sqft · built 2002
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on File
Last Sale	$253,000 (Jun 2023)
Tax Bill	$4,022 (2026)
Deeds & Mortgages	Mar 2021 Refinance Mar 2016 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`85-033-1105`

Property Details

APN / Parcel Number

Primary APN	`85-033-1105`
Alternative APNs	`124150` `68918`

Interior

Bedrooms	3 Beds
Building Area	1,392 sqft Base Area
1st Floor Area	1,392 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,192 sqft (1.29 acres)
Deck Area	54 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	124150
Street Address	102 W RIVER ST
City	BIGFORK
State	MN
Zip	56628-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	W 250' OF E 556' OF S 225' OF N 258' OF NE NE
Legal Range	26W
Legal Township	61N
Legal Section	33
Jurisdiction	ITASCA MN
Township / Civil Division	BIGFORK
Census Block Group	1
Census Block	1087
Census Tract	480101

Owner

102 W River St is owned and occupied by two individuals who bought it in June 2023.

Source: Itasca County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 W RIVER ST, BIGFORK, MN 56628-4320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADERONE FINANCIAL
Mar 16, 2016	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Jun 13, 2007	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Jan 21, 2009	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Jun 20, 2023	Quit Claim Deed, Transfer MIDLAND TITLE AGENCY
Jun 20, 2023	Warranty Deed, Transfer MIDLAND TITLE AGENCY
Jun 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST STATE BANK OF BIGFORK
Jun 20, 2023	Deed, Transfer · Stand-Alone First Mortgage FIRST STATE BANK OF BIGFORK
Oct 30, 2017	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Oct 30, 2017 · Amount on File
Deed Document Number	20231546025
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	BIGFORK, MN 56628
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000750133
Date	Mar 17, 2021
Instrument	A000750133

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	BIGFORK, MN 56628
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000701697
Date	Mar 16, 2016
Instrument	A000701697

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	GRAND RAPIDS, MN 55744

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2036

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	BIGFORK, MN 56628
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000611690
Date	Jun 13, 2007
Instrument	A000611690

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	BIGFORK, MN 56628
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000629529
Date	Jan 21, 2009
Instrument	A000629529

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2039

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ITASCA MN
Recording Date	Jun 20, 2023
Property Address	102 W RIVER ST, BIGFORK, MN 56628-4320
Document Number	A000772689
Instrument Date	Jun 15, 2023
Instrument	A000772689
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	MIDLAND TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	102 W RIVER ST, BIGFORK, MN 56628-4320

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Jun 20, 2023
Property Address	102 W RIVER ST, BIGFORK, MN 56628-4320
Document Number	A000772688
Instrument Date	Jun 15, 2023
Instrument	A000772688
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	MIDLAND TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	102 W RIVER ST, BIGFORK, MN 56628-4320

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Jun 20, 2023
Property Address	BIGFORK, MN 56628
Document Number	A000772688
Instrument Date	Jun 15, 2023
Instrument	A000772688
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MIDLAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	102 W RIVER ST, BIGFORK, MN 56628-4320

Mortgage

Document Number	A000772690
Date	Jun 20, 2023
Instrument	A000772690

Lender

Name	FIRST STATE BANK OF BIGFORK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2028

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ITASCA MN
Recording Date	Jun 20, 2023
Property Address	102 W RIVER ST, BIGFORK, MN 56628-4320
Document Number	A000772687
Instrument Date	Jun 14, 2023
Instrument	A000772687
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	MIDLAND TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 W RIVER ST, BIGFORK, MN 56628-4320

Mortgage

Document Number	A000772690
Date	Jun 20, 2023
Instrument	A000772690

Lender

Name	FIRST STATE BANK OF BIGFORK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2028

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Oct 30, 2017
Property Address	BIGFORK, MN 56628
Document Number	A000717398
Instrument Date	Oct 25, 2017
Instrument	A000717398
Transaction Type	Transfer
Record Updated	Nov 28, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 W RIVER ST, BIGFORK, MN 56628-4320

Mortgage

Document Number	A000717399
Date	Oct 30, 2017
Instrument	A000717399

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 102 W River St was $4,022.

Source: Itasca County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Bigfork City
County	Itasca County
Unified School District	Grand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,022.00
2025		$265,000 Land $25,000 Building $240,000	$265,000 Land $25,000 Building $240,000
2024	$3,486.00 (-15.72%)
2023	$4,136.00 Homeowner's exemption
2022		$282,100 (+36.15%) Land $24,500 Building $257,600	$282,100 (+36.15%) Land $24,500 Building $257,600
2021		$207,200 Land $19,500 Building $187,700	$207,200 Land $19,500 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 W River St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 W River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bigfork serves 397 people · EPA ID MN1310001
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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