102 W Pinecrest Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 102 W Pinecrest Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,553 sqft · built 1981
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Company Names on Record
Last Sale	$641,000 (Jul 2022)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	May 2026 Sale Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9577522374`

Property Details

APN / Parcel Number

Primary APN	`9577522374`
Alternative APNs	`0110937` `110937`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,553 sqft Heated Area
1st Floor Area	1,486 sqft
Basement Area	1,486 sqft
Finished Basement	1,067 sqft
Unfinished Basement	419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Deck Area	848 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	240 sqft
Gazebo	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	110937
Street Address	102 W PINECREST DR
City	FLAT ROCK
State	NC
Zip	28731-4732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	110937~R-4
Legal Description	BONCLARKENPINECREST TRACT LO3&4 PLC-158A
Legal Subdivision	BONCLARKEN
Legal Tract	LO3&4
Legal Block	52
Legal Lot Number	2374
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1011
Census Tract	931500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	145 LUTOMMA CIR, CHARLOTTE, NC 28270-6037
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 8, 2022	Warranty Deed, Transfer
Jun 20, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Mar 10, 2006 · Amount on Record
Deed Document Number	2022982822
Deed Book / Page	3935 / 667
Last Transfer Date	Apr 21, 2026
Transfer Doc	0001048668
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 1, 2026
Property Address	102 W PINECREST DR, FLAT ROCK, NC 28731-4732
Document Number	0001048668
Book / Page	4433 / 26
Instrument Date	Apr 21, 2026
Instrument	20261048668
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	145 LUTOMMA CIR, CHARLOTTE, NC 28270-6037

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 8, 2022
Property Address	102 W PINECREST DR, FLAT ROCK, NC 28731-4732
Document Number	0039350667
Book / Page	3935 / 667
Map Reference	MB 8 PG 4-O
Instrument Date	Jul 7, 2022
Instrument	982822
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Amount	Amount Recorded
Tax	$1,282.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1735 HAYWOOD MANOR RD, 1735, HENDERSONVILLE, NC 28791-2224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 LUTOMMA CIR, CHARLOTTE, NC 28270-6037

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	102 W PINECREST DR, FLAT ROCK, NC 28731-4732
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039280252
Date	Jun 20, 2022
Book Page	3928/252
Instrument	981723

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 19, 2018
Property Address	102 W PINECREST DR, FLAT ROCK, NC 28731-4732
Document Number	0032610208
Book / Page	003261 / 000208
Instrument Date	Oct 17, 2018
Instrument	892723
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	102 W PINECREST DR FLAT ROCK NC 287314732, FLAT ROCK, NC 28731-4732

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,400 (-) Land $84,700 Building $524,700
2025	$2,626.00	$609,400 (-) Land $84,700 Building $524,700
2023		$609,400 Land $84,700 Building $524,700	$609,400 Land $84,700 Building $524,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 6 condo units
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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