Oneida County and Rome City property record for 102 W Oak St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,865 sqft · built 1956 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Aug 2024) |
| Tax Bill | $5,167 (2026) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 223.016-3-23 |
| Primary APN | 301301 223.016-3-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,865 sqft Living Area |
| 1st Floor Area | 1,085 sqft |
| Upper Floors Area | 780 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Stone |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Width | 87.2 ft Width |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 18 sqft |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 47403 06 |
|---|---|
| Street Address | 102 W OAK ST |
| City | ROME |
| State | NY |
| Zip | 13440-2750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | H&L 88X200 |
| Legal Block | 3 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 22200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Rome Residential Historic District listed 2025 · 1,199 contributing resources · NRIS 100011346 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Oneida County and Rome City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 143 AIR CITY BLVD, 212, ROME, NY 13441-4338 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 26, 2024 | Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC |
| Oct 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ROME TEACHERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2024 · Amount on Record |
| Deed Sale | Aug 26, 2024 · Amount on Record |
| Deed Document Number | 20249845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Aug 26, 2024 |
| Property Address | 102 W OAK ST, ROME, NY 13440-2750 |
| Document Number | 0000009845 |
| Instrument Date | Aug 20, 2024 |
| Instrument | 2024-009845 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 143 AIR CITY BLVD APT 212, 212, ROME, NY 13441-4338 |
| Document Number | 0000009846 |
|---|---|
| Date | Aug 26, 2024 |
| Instrument | 2024-009846 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 102 W OAK ST, ROME, NY 13440-2750 |
| Document Number | 0000015169 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 102 W OAK ST ROME NY 134402750, ROME, NY 13440-2750 |
| Document Number | 0000015169 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 15169 |
| Name | ROME TEACHERS FCU |
|---|---|
| Address | ROME, NY 13440 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 18, 2025 |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,167.00 | ||
| 2025 | $110,000 (-) Land $23,200 Building $86,800 | $258,824 (+6.78%) Land $54,588 Building $204,236 | |
| 2023 | $110,000 (-) Land $23,200 Building $86,800 | $242,398 (+17.92%) Land $51,124 Building $191,274 | |
| 2022 | $5,546.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $110,000 Land $23,200 Building $86,800 | $205,569 Land $43,356 Building $162,213 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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