102 W Main St, Springfield, KY 40069 Property Records

Washington County property record for 102 W Main St, Springfield, KY 40069

Property Summary

Property TypeCommercial
Details5,200 sqft
Lot Size0.114 acres (5,000 sqft)
OwnerCompany Name on Record
Tax Bill$1,804 (2025)
Deeds & MortgagesMar 2025 Line of Credit
Nov 2007 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18J-035

Property Details

APN / Parcel Number

Primary APN18J-035
Alternative APN
  • 12999

Interior

Stories2 Stories
Building Area5,200 sqft Total Area

Exterior

Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions200 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number12999
Street Address102 W MAIN ST
CitySPRINGFIELD
StateKY
Zip40069-2206
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionTAX OFFICE & APTS
JurisdictionWASHINGTON KY
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3025
Census Tract930201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Springfield Main Street Historic District
listed 2011 · 130 contributing resources · NRIS 11000803

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4987 BRUSH GROVE RD, WILLISBURG, KY 40078-7018
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2025Deed of Trust, Mortgage · Line of Credit
SPRINGFIELD STATE BANK
Nov 9, 2007Deed of Trust, Mortgage
SPRINGFIELD STATE BANK
Mar 25, 2008Deed of Trust, Mortgage
SPRINGFIELD STATE BANK
Aug 31, 2020Deed, Transfer · Line of Credit
SPRINGFIELD STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2025
Deed SaleMar 3, 2025
Prior SaleAug 31, 2020 · Amount on Record
Deed Document Number118130
Deed Book / PageD387 / 502
Record UpdatedJun 8, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON KY
Property Address102 W MAIN ST, SPRINGFIELD, KY 40069-2206
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4987 BRUSH GROVE RD, WILLISBURG, KY 40078-7018
InvestorPossibly a Property Investor

Mortgage

Document Number00M346/346
DateMar 20, 2025
Book PageM346/346
Instrument118352
Lender
NameSPRINGFIELD STATE BANK
TypeBank
Address125 E MAIN ST, SPRINGFIELD, KY 40069
Agreement
TypeLine of Credit
AmountAmount Recorded
Term306 Months
DueSep 18, 2050
Interest
Rate TypeAdjustable Rate

November 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON KY
Property Address102 W MAIN ST, SPRINGFIELD, KY 40069-2206
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00220/0228
DateNov 9, 2007
Book Page0220/0228
Lender
NameSPRINGFIELD STATE BANK
AddressSPRINGFIELD, KY 40069
Agreement
AmountAmount Recorded
Term180 Months
DueNov 15, 2022

March 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON KY
Property Address102 W MAIN ST, SPRINGFIELD, KY 40069-2206
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00223/0305
DateMar 25, 2008
Book Page0223/0305
Lender
NameSPRINGFIELD STATE BANK
AddressSPRINGFIELD, KY 40069
Agreement
AmountAmount Recorded
Term120 Months
DueMar 19, 2018
Interest
Rate TypeAdjustable Rate

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON KY
Recording DateAug 31, 2020
Property Address102 W MAIN ST, SPRINGFIELD, KY 40069-2206
Document Number00D366/690
Book / PageD366 / 690
Instrument DateAug 28, 2020
Instrument100529
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address169 SPAULDING LN, SPRINGFIELD, KY 40069-9736

Transferred To (Grantee/Buyer)

NameVerified Name
Address4110 BRUSH GROVE RD, WILLISBURG, KY 40078-8067
InvestorPossibly a Property Investor

Mortgage

Document Number0000M30425
DateAug 31, 2020
InstrumentM304/25
Lender
NameSPRINGFIELD STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 28, 2040

Tax Assessment & Valuation

Source: Washington County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWashington County
MunicipalitySpringfield City
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,804.00 (-3.99%)$188,900 (-)$188,900 (-)
2023$1,879.00$188,900$188,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER WORKS
serves 13,205 people · EPA ID KY1150415
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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