102 W Main St, Ottawa, IL 61350 Property Records

LaSalle County property record for 102 W Main St, Ottawa, IL 61350

Property Summary

Property Type	Commercial
Details	2,200 sqft · built 1935
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$600,000 (Jan 2025)
Tax Bill	$10,332 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-11-402-024`

Property Details

APN / Parcel Number

Primary APN	`21-11-402-024`
Alternative APN	`18-11-404-022`

Interior

Building Area	2,200 sqft Total Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	3,485 sqft (0.08 acres)
Total Buildings	3 Buildings

Location & Zoning

Street Address	102 W MAIN ST
City	OTTAWA
State	IL
Zip	61350-2919
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	TOWN OF OTTAWA, SUB LTS 4, 5 & 6 OF LT 8 BLK 11 SEC 11-33-3
Legal Range	03
Legal Township	33
Legal Section	11
Legal Subdivision	OTTAWA (ORIGINAL TOWN) SUB OF LOTS & BLK
Legal Block	11
Legal Lot Number	4-8
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2037
Census Tract	962700

Owner

102 W Main St, a commercial property, is owned by a company that bought it in January 2025.

Source: LaSalle County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	10 ENTERPRISE DR, LA SALLE, IL 61301-9661
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Commercial Mortgage GRANVILLE NATIONAL BANK
Jan 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN COMMERCIAL BANK & TRT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2025 · Amount on File
Deed Sale	Jan 10, 2025 · Amount on File
Deed Document Number	2025295
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Recording Date	Apr 17, 2026
Property Address	102 W MAIN ST, OTTAWA, IL 61350-2919
Document Number	0202603732
Instrument Date	Feb 6, 2026
Instrument	20263732
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003732,
Date	Apr 17, 2026
Instrument	20263732

Lender

Name	GRANVILLE NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 6, 2046

Interest

Rate Type	Fixed Rate
Rate	6.16%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	102 W MAIN ST, OTTAWA, IL 61350-2919
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300169
Date	Jan 5, 2023
Instrument	2023-00169

Lender

Name	AMERICAN COMMERCIAL BANK & TRT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 102 W Main St was $10,332, down 2.6% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,332.00 (-2.59%)	$103,000 Land $11,569 Building $91,431	$309,000 Land $34,707 Building $274,293
2024	$10,607.00
2023		$103,000 (+6%) Land $11,569 Building $91,431	$309,000 (+6%) Land $34,707 Building $274,293
2022		$97,170 Land $10,914 Building $86,256	$291,510 Land $32,742 Building $258,768

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 102 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1997)
Most Recent Claim	Feb 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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