102 W Main St, Cairo, OH 45820 Property Records

Allen County property record for 102 W Main St, Cairo, OH 45820

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,398 sqft · built 1940
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on Record
Last Sale$187,500 (Jun 2026)
Tax Bill$1,218 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Oct 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-2911-03-010.000

Property Details

APN / Parcel Number

Primary APN27-2911-03-010.000
Alternative APN
  • B1027291103010000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,398 sqft Living Area
Gross Area2,928 sqft
1st Floor Area1,608 sqft
Basement Area494 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Fire ResistanceWood or Wood & Steel Frame
Foundation TypeNo Foundation
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address102 W MAIN ST
CityCAIRO
StateOH
Zip45820-6513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA BRENNEMANS ADDITION LOT 111 JOINT TEN FF 50.00
Legal SubdivisionA BRENNEMANS ADDITION
Legal Lot Number111
JurisdictionALLEN OH
Township / Civil DivisionMONROE
Census Block Group1
Census Block1009
Census Tract10200

Owner

Source: Allen County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address102 W MAIN ST, CAIRO, OH 45820-6513
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed, Transfer · Conventional Mortgage
SUPERIOR CREDIT UNION
Oct 18, 2022Transfer on Death Deed, Transfer
Aug 27, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2026 · Amount on Record
Deed SaleJun 1, 2026 · Amount on Record
Prior SaleJun 23, 2025 · Amount on Record
Deed Document Number20265566
Prior Transfer DateAug 3, 2022
Prior Transfer Doc0000009099
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionALLEN OH
Recording DateJun 1, 2026
Property Address102 W MAIN ST, CAIRO, OH 45820-6513
Document Number0000005566
Instrument DateMay 27, 2026
Instrument20265566
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$56,812.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address102 W MAIN ST, CAIRO, OH 45820-6513

Mortgage

Document Number0000005567,
DateJun 1, 2026
Instrument20265567
Lender
NameSUPERIOR CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionALLEN OH
Recording DateOct 18, 2022
Property Address102 W MAIN ST, CAIRO, OH 45820-6513
Document Number10180012111
Book / Page2022 / 12111
Map ReferenceMB 2 PG 30&31
Instrument DateOct 17, 2022
Instrument202210180012111
Transaction TypeTransfer
Record UpdatedOct 28, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEN OH
Recording DateAug 27, 2020
Property Address102 W MAIN ST, CAIRO, OH 45820-6513
Document Number0000010222
Instrument DateAug 26, 2020
Instrument10222
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$50.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 219 CAIRO OH 458200219, CAIRO, OH 45820-0219

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionMonroe Township
MunicipalityCairo Village
Unified School DistrictBath Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,218.00 (-0.57%)$28,570 (-) Land $1,650 Building $26,920$81,600 (-) Land $4,700 Building $76,900
2024$1,225.00 (+95.37%)$28,570 (+180.37%) Land $1,650 Building $26,920$81,600 (+180.41%) Land $4,700 Building $76,900
2023$627.00 (+0.16%)$10,190 (-) Land $1,400 Building $8,790
2022$626.00$10,190 Land $1,400 Building $8,790
2021$29,100 Land $4,000 Building $25,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless
500 / 100
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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