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102 W Elm St, Cedar Bluffs, NE 68015 Property Records

Saunders County property record for 102 W Elm St, Cedar Bluffs, NE 68015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,119 sqft · built 1908
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on Record
Last Sale$85,000 (Jan 2021)
Tax Bill$1,597 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2393-34-3-02005-006-1500

Property Details

APN / Parcel Number

Primary APN2393-34-3-02005-006-1500
Alternative APN
  • 004971500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,119 sqft Living Area
1st Floor Area924 sqft

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions140 ft deep x 90 ft wide
Garage TypeDetached
Garage Area375 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area184 sqft
Deck AreaDeck Area
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address102 W ELM ST
CityCEDAR BLUFFS
StateNE
Zip68015-3306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE-FAM
Legal DescriptionLOT 9 & EAST 1/2 OF LOT 10 BLOCK 6 ORIGINAL TOWN CEDAR BLUFFS; MAP NUMBER: 2393-34-3-02005-006-1500
Legal Range07
Legal Township17
Legal Section34
Legal SubdivisionCEDAR BLUFFS-O.T.
Legal Block6
Legal Lot Number9-10
JurisdictionSAUNDERS NE
Township / Civil DivisionNORTH CEDAR
Census Block Group3
Census Block3065
Census Tract968100

Owner

Source: Saunders County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressN LAKE SHORE DR TRACT 2, 2, FREMONT, NE 68025
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2021 · Amount on Record
Deed SaleJan 21, 2021 · Amount on Record
Deed Document Number202101342
Deed Book / Page551 / 1306
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAUNDERS NE
Recording DateJan 21, 2021
Property Address102 W ELM ST, CEDAR BLUFFS, NE 68015-3306
Document Number0005511306
Book / Page551 / 1306
Instrument DateJan 15, 2021
Instrument2021-01-342
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyDODGE COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$191.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0005511308
DateJan 21, 2021
Book Page551/1308
Instrument2021-01-343
Lender
NamePINNACLE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateNebraska
MunicipalityCedar Bluffs Village
CountySaunders County
County SubdivisionNorth Cedar Township
Unified School DistrictCedar Bluffs Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,597.00 (-18.27%)$116,427 (+11.56%) Land $20,650 Building $95,777$116,427 (+11.56%) Land $20,650 Building $95,777
2023$1,954.00$104,366 Land $20,650 Building $83,716$104,366 Land $20,650 Building $83,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims15 (1980–2019)
Most Recent ClaimMar 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Nebraska
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF CEDAR BLUFFS
serves 600 people · EPA ID NE3115504
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Nextlink
Fixed Wireless		300 / 100
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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