102 W Cherry St, Normal, IL 61761 Property Records

McLean County property record for 102 W Cherry St, Normal, IL 61761 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail
Bedrooms56 Beds
Year BuiltBuilt 2013
Square Footage33,200 sqft Living Area
Lot Size14,256 sqft (0.327 acres)
Tax Bill$95,258.00 (2024)

Property Details

APN / Parcel Number

Primary APN14-28-277-028

Interior

Bedrooms56 Beds
Total Rooms88 Rooms
Building Area33,200 sqft Living Area
1st Floor8,300 sqft 1st Floor
Stories5 Stories
ElevatorElevator

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick Exterior
Roof ConstructionFlat Roof Construction
Roof MaterialAsphalt Roof
Lot Area14,256 sqft (0.327 acres)
Depth X Width264 ft x 54 ft Depth x Width
Total Buildings4 Total Buildings
Patio Area290 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address102 W CHERRY ST
CityNORMAL
StateIL
Zip61761-2568
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionSEC 28-24-2E 1ST ADD TO NORMAL LOT 1 & E54 LOT 18 BLOCK C
Legal Subdivision1ST ADD NORMAL
Legal BlockC
Legal Lot Number1,18
JurisdictionMCLEAN IL
Minor Civil DivisionNORMAL
Census Blockgroup1
Census Block1006
Census Tract106

Owner

Source: McLean County records · APN 14-28-277-028

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address311 S MAIN ST, NORMAL, IL 61761-2968
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2018Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS EQUITY FIRST CU
Jan 22, 2020Deed of Trust, Mortgage · Stand Alone Second Mortgage
CITIZENS EQUITY FCU
Sep 30, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS EQUITY FIRST CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedJun 08, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property AddressNORMAL, IL 61761
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800009394
DateJun 15, 2018
Instrument2018-00009394
Lender
NameCITIZENS EQUITY FIRST CU
TypeCredit Union
AddressPEORIA, IL 61615
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJun 15, 2023
Interest
Rate TypeAdjustable Rate
Rate4.75%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property AddressNORMAL, IL 61761
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000001480
DateJan 22, 2020
Instrument2020-00001480
Lender
NameCITIZENS EQUITY FCU
TypeCredit Union
AddressPEORIA, IL 61615
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueJan 15, 2025
Interest
Rate TypeAdjustable Rate
Rate4.15%
Min Rate At Change3.37%
Max Rate6.37%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property AddressNORMAL, IL 61761
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100023540
DateSep 30, 2021
Instrument2021-00023540
Lender
NameCITIZENS EQUITY FIRST CU
TypeCredit Union
AddressPEORIA, IL 61615
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$826,000 (-) Land $63,708 Building $762,292$2,478,000 (%) Land $191,124 Building $2,286,876
2024$95,258.00 (+34.75%)
2023$70,694.00$826,000 Land $58,373 Building $767,627$2,478,002 Land $175,119 Building $2,302,883

Flood & Wildfire

102 W Cherry St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · McLean County (17113C), updated June 27, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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