102 W Cedar St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 102 W Cedar St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,957 sqft · built 1988
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Tax Bill$5,919 (2026)
Deeds & MortgagesDec 2018 Line of Credit
Jan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN301301 223.016-0003-013.002

Property Details

APN / Parcel Number

Primary APN301301 223.016-0003-013.002
Alternative APNs
  • 130122301600030130020000
  • 301301 223.016-3-13.2
  • 43943 06

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,957 sqft Living Area
1st Floor Area1,544 sqft
Upper Floors Area1,413 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area15,246 sqft (0.35 acres)
Lot Width96 ft Width
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number43943 06
Street Address102 W CEDAR ST
CityROME
StateNY
Zip13440-2734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal Block3
Legal Lot Number13.002
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1001
Census Tract22200

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address102 W CEDAR ST, ROME, NY 13440-2734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BK
Jan 3, 2019Affidavit of Death, Transfer
ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 30, 2001
Transfer Doc2965000260
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address102 W CEDAR ST, ROME, NY 13440-2734
Document Number0000000082
Instrument DateDec 13, 2018
Transaction TypeMortgage
Record UpdatedFeb 1, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 W CEDAR ST ROME NY 134402734, ROME, NY 13440-2734

Mortgage

Document Number0000000082
DateJan 3, 2019
Instrument82
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionONEIDA NY
Recording DateJan 3, 2019
Property Address102 W CEDAR ST, ROME, NY 13440-2734
Document Number0000000081
Instrument DateDec 13, 2018
Instrument81
Transaction TypeTransfer
Record UpdatedFeb 1, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 W CEDAR ST ROME NY 134402734, ROME, NY 13440-2734

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,919.00
2025$126,000 (-) Land $23,200 Building $102,800$296,471 (+6.78%) Land $54,588 Building $241,883
2023$126,000 (-) Land $23,200 Building $102,800$277,655 (+17.92%) Land $51,124 Building $226,531
2022$7,989.00$126,000 Land $23,200 Building $102,800$235,470 Land $43,356 Building $192,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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