102 W Bowie St, Luling, TX 78648 Property Records

Caldwell County property record for 102 W Bowie St, Luling, TX 78648

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,788 sqft · built 1948
Lot Size	0.269 acres (11,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,400 (Sep 2019)
Tax Bill	$3,512 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0600000-197-025-80`

Property Details

APN / Parcel Number

Primary APN	`0600000-197-025-80`
Alternative APNs	`R23882` `23882`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft
Utility Area	76 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1983
Architectural Style	Georgian
Exterior Material	Aluminum Siding
Foundation Type	Wood
Roof Type	Reinforced Concrete
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	132 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	188 sqft

Location & Zoning

Account Number	23882
Street Address	102 W BOWIE ST
City	LULING
State	TX
Zip	78648-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O.T. LULING, BLOCK 97, LOT 25-28
Legal Subdivision	O.T. LULING
Legal Block	97
Legal Lot Number	25,28
Jurisdiction	CALDWELL TX
Township / Civil Division	LULING
Census Block Group	2
Census Block	2018
Census Tract	960702

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 W BOWIE ST, LULING, TX 78648-2908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Sep 23, 2019	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	20194876
Prior Transfer Date	Aug 11, 2016
Prior Transfer Doc	2016005219
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	102 W BOWIE ST, LULING, TX 78648-2908
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021007119
Date	Oct 1, 2021
Instrument	2021-007119

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Sep 23, 2019
Property Address	102 W BOWIE ST, LULING, TX 78648-2908
Document Number	2019004876
Map Reference	VOL P PG 639
Instrument Date	Sep 18, 2019
Instrument	2019-004876
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 W BOWIE ST, LULING, TX 78648-2908

Mortgage

Document Number	2019004877
Date	Sep 23, 2019
Instrument	2019-004877

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Luling City
Unified School District	Luling Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,512.00 (-13.58%)	$195,660 (-12.24%) Land $27,260 Building $168,400	$195,660 (-12.24%) Land $27,260 Building $168,400
2025	$4,064.00 (-1.38%) Homeowner's exemption	$222,960 (-4.13%) Land $27,260 Building $195,700	$222,960 (-4.13%) Land $27,260 Building $195,700
2024	$4,121.00 (+1.4%)
2023	$4,064.00 (-5.33%)	$232,560 Land $27,260 Building $205,300	$232,560 Land $27,260 Building $205,300
2022	$4,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LULING serves 7,364 people · EPA ID TX0280002
Water Source	Purchased surface water from GBRA LULING PLANT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Guadalupe Valley Electric Cooperative.

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