102 W 7th St, Sumner, IA 50674 Property Records

Bremer County property record for 102 W 7th St, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1898
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (May 2024)
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-24-304-006`

Property Details

APN / Parcel Number

Primary APN	`04-24-304-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,548 sqft Living Area
1st Floor Area	701 sqft
Basement Area	701 sqft
Unfinished Basement	701 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	204 sqft
Deck Area	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	102 W 7TH ST
City	SUMNER
State	IA
Zip	50674-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-93-11 EMMON'S ADD LOT 8 BLK 39
Legal Range	11W
Legal Township	93N
Legal Section	24
Legal Subdivision	EMMON'S ADD
Legal Block	39
Legal Lot Number	8
Jurisdiction	BREMER IA
Township / Civil Division	SUMNER
Census Block Group	2
Census Block	2031
Census Tract	4700

Owner

102 W 7th St is owned and occupied by an individual who bought it in May 2024.

Source: Bremer County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	102 W 7TH ST, SUMNER, IA 50674-1113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on File
Deed Sale	May 1, 2024 · Amount on File
Prior Sale	Apr 17, 2020 · Amount on File
Deed Document Number	20241069
Prior Transfer Date	Oct 3, 2011
Prior Transfer Doc	20113800
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Apr 17, 2020
Property Address	102 W 7TH ST, SUMNER, IA 50674-1113
Document Number	0020201237
Instrument Date	Apr 3, 2020
Instrument	20201237
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 W 7TH ST, SUMNER, IA 50674-1113

Mortgage

Document Number	0020201238
Date	Apr 17, 2020
Instrument	20201238

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 102 W 7th St was $1,690 with a homeowner's exemption.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Sumner City
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,690.00 Homeowner's exemption	$119,460 Land $13,200 Building $106,260	$119,460 Land $13,200 Building $106,260
2023		$95,240 Land $11,550 Building $83,690	$95,240 Land $11,550 Building $83,690
2022	$1,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 W 7th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2004–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 W 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMNER WATER SUPPLY serves 2,030 people · EPA ID IA0970006
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Hawkeye Telephone Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130