102 Virginia Ave, Cheraw, SC 29520 Property Records

Chesterfield County property record for 102 Virginia Ave, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,279 sqft · built 1992
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2023)
Tax Bill	$2,085 (2025)
Deeds & Mortgages	Aug 2008 Line of Credit Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258 011 002 018`

Property Details

APN / Parcel Number

Primary APN	`258 011 002 018`
Alternative APNs	`00034287` `02001893` `2001893`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,279 sqft Total Area

Exterior

Year Built	Built 1992
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Account Number	00034287
Street Address	102 VIRGINIA AVE
City	CHERAW
State	SC
Zip	29520-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1019
Census Tract	950504

Owner

102 Virginia Ave is owned and occupied by an individual who bought it in December 2023.

Source: Chesterfield County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	102 VIRGINIA AVE, CHERAW, SC 29520-1518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2008	Deed of Trust, Mortgage · Line of Credit CAROLINA BANK
Dec 6, 2023	Warranty Deed, Transfer
Jan 9, 2014	Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2023 · Amount on File
Deed Sale	Dec 6, 2023 · Amount on File
Prior Sale	Jan 9, 2014 · Amount on File
Deed Document Number	2023-4650
Deed Book / Page	560 / 1490
Record Updated	Jun 8, 2026

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	102 VIRGINIA AVE, CHERAW, SC 29520-1518
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00434/0917
Date	Aug 29, 2008
Book Page	434/0917
Instrument	200800003661

Lender

Name	CAROLINA BANK
Type	Bank
Address	BENNETTSVILLE, SC 29512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 22, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Dec 6, 2023
Property Address	102 VIRGINIA AVE, CHERAW, SC 29520-1518
Document Number	00560/1490
Book / Page	560 / 1490
Map Reference	MB 34 PG 39
Instrument Date	Dec 5, 2023
Instrument	2023-4650
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Tax	$624.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 VIRGINIA AVE, CHERAW, SC 29520-1518

January 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jan 9, 2014
Property Address	102 VIRGINIA AVE, CHERAW, SC 29520-1518
Document Number	00481/0562
Book / Page	481 / 0562
Map Reference	MB34 PG39
Instrument Date	Jan 7, 2014
Instrument	201400000062
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 VIRGINIA AVE, CHERAW, SC 29520-1518
Investor	Possibly a Property Investor

Mortgage

Document Number	00470/0099
Date	Jan 9, 2014
Book Page	470/0099
Instrument	201400000063

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Address	MILTON, FL 32571

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 102 Virginia Ave was $2,085.

Source: Chesterfield County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Cheraw Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,085.00	$9,640 Land $400 Building $9,240	$241,000 Land $10,000 Building $231,000
2023	$1,514.00 (+9%)	$7,270 (-) Land $400 Building $6,870	$181,800 (-) Land $10,000 Building $171,800
2022	$1,389.00	$7,270 Land $400 Building $6,870	$181,800 Land $10,000 Building $171,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Virginia Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Virginia Ave is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Sandhill Telephone Cooperative.

Nearby Properties on Virginia Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures