102 Victory Dr, Waco, TX 76711 Property Records

McLennan County property record for 102 Victory Dr, Waco, TX 76711

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,028 sqft · built 1942
Lot Size	0.225 acres (9,780 sqft)
Owner	Individual Name on File
Last Sale	$118,388 (Sep 2021)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Sep 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-038205-051100-2`

Property Details

APN / Parcel Number

Primary APN	`48-038205-051100-2`
Alternative APNs	`4803820505110020111` `190616`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft
Flooring	Carpet

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1961
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	9,780 sqft (0.225 acres)
Lot Dimensions	147 ft deep x 60 ft wide
Porch	Open Porch
Storage Building	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	102 VICTORY DR
City	WACO
State	TX
Zip	76711-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SOUTHERN GUARANTY LOT 11 BLOCK A ACRES .2245 (PLAT VOL 275 PG 310)
Legal Subdivision	SOUTHERN GUARANTY
Legal Block	A
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3016
Census Tract	4300

Owner

102 Victory Dr is owned and occupied by an individual who bought it in September 2021.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	102 VICTORY DR, WACO, TX 76711-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on File
Deed Sale	Sep 21, 2021 · Amount on File
Deed Document Number	202138419
Record Updated	Oct 29, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 21, 2021
Property Address	102 VICTORY DR, WACO, TX 76711-1028
Document Number	0000038419
Map Reference	VOL 275 PG 310
Instrument Date	Sep 17, 2021
Instrument	2021038419
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 VICTORY DR, WACO, TX 76711-1028

Mortgage

Document Number	0000038421
Date	Sep 21, 2021
Instrument	2021038421

Lender

Name	FIRST NATIONAL BANK TEXAS DBA FIRST
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 102 Victory Dr was $2,691, down 5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Beverly Hills City
County	McLennan County
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,961 (-11.1%) Land $20,147 Building $102,814	$122,961 (-11.1%) Land $20,147 Building $102,814
2025	$2,691.00 (-4.98%)	$138,310 Land $18,290 Building $120,020	$138,310 Land $18,290 Building $120,020
2024	$2,832.00
2023		$113,530 Land $18,290 Building $95,240	$113,530 Land $18,290 Building $95,240
2022	$2,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Victory Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	25 (1979–2026)
Claims Outside the SFHA	7 of 25
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Thunderstorms, Dec 1991 · 2 claims Severe Storms, Tornadoes & Flooding, May 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Victory Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20