102 Vesper Cir, Lodi, OH 44254 Property Records

Medina County property record for 102 Vesper Cir, Lodi, OH 44254

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,680 sqft · built 2022
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$271,633 (Sep 2022)
Tax Bill	$3,786 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-26A-05-159`

Property Details

APN / Parcel Number

Primary APN	`015-26A-05-159`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	1,280 sqft
Upper Floors Area	1,040 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Lot Area	6,229 sqft (0.143 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	102 VESPER CIR
City	LODI
State	OH
Zip	44254-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE LOT 1116 WHISPER CREEK SUB PH 2 .1433 AC
Legal Subdivision	WHISPER CREEK SUB
Legal Phase	2
Legal Lot Number	1116
Jurisdiction	MEDINA OH
Township / Civil Division	LODI
Census Block Group	1
Census Block	1004
Census Tract	411002

Owner

102 Vesper Cir is owned and occupied by an individual who bought it in September 2022.

Source: Medina County records, as of April 27, 2026

Owner of Record	Individual Name on File
Mailing Address	102 VESPER CIR, LODI, OH 44254-9659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	Jun 21, 2022 · Amount on File
Deed Document Number	202220712
Record Updated	Jun 8, 2026

September 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MEDINA OH
Recording Date	Sep 29, 2022
Property Address	102 VESPER CIR, LODI, OH 44254-9659
Document Number	0000020712
Map Reference	DOC 2021PL000031
Instrument Date	Sep 15, 2022
Instrument	2022OR020712
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	102 VESPE CIRCLE, LODI, OH 44254-9659

Mortgage

Document Number	0000020713
Date	Sep 29, 2022
Instrument	2022OR020713

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 102 Vesper Cir was $3,786, down 4.8% from the year before.

Source: Medina County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Medina County
Municipality	Lodi Village
Unified School District	Cloverleaf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,786.00 (-4.8%)	$98,620 (+9.26%) Land $19,250 Building $79,370	$281,770 Land $55,000 Building $226,770
2024	$3,977.00 (-7.19%)	$90,260 (-) Land $18,170 Building $72,090
2023	$4,285.00 (+385.83%)	$90,260 (+396.75%) Land $18,170 Building $72,090
2022	$882.00	$18,170 Land $18,170	$257,880 Land $51,920 Building $205,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Vesper Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Vesper Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LODI VILLAGE PWS serves 2,884 people · EPA ID OH5200412
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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