Albemarle County property record for 102 Towler Pl, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,440 sqft · built 1987 |
| Lot Size | 0.253 acres (11,008 sqft) |
| Owner | Individual Name on File |
| Last Sale | $293,500 (Nov 2017) |
| Tax Bill | $4,284 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 076M2-01-00-02100 |
| Primary APN | 076M2-01-00-02100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Finished Area |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 11,008 sqft (0.253 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 160 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 102 TOWLER PL |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-6463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | WILLOUGHBY 4 21 |
| Legal Subdivision | WILLOUGHBY |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11303 |
Source: Albemarle County records · APN 076M2-01-00-02100
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 TOWLER PL, CHARLOTTESVILLE, VA 22902-6463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MTG |
| Nov 22, 2017 | Grant Deed, Transfer · Conventional Mortgage ATLANTIC COAST MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2017 · Amount on Record |
| Deed Sale | Nov 22, 2017 · Amount on Record |
| Deed Document Number | 201713659 |
| Deed Book / Page | 4987 / 73 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 102 TOWLER PL, CHARLOTTESVILLE, VA 22902-6463 |
| Document Number | 0000013079 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2020 |
| Title Company | ACM TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 102 TOWLER PL CHARLOTTESVILLE VA 229026463, CHARLOTTESVILLE, VA 22902-6463 |
| Document Number | 0000013079 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 005392/000205 |
| Instrument | 13079 |
| Name | ATLANTIC COAST MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 21, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Nov 22, 2017 |
| Property Address | 102 TOWLER PL, CHARLOTTESVILLE, VA 22902-6463 |
| Document Number | 0000013659 |
| Book / Page | 004987 / 000073 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 13659 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2017 |
| Title Company | CLOSURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $293.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 135 BURNET ST CHARLOTTESVILLE VA 229025502, CHARLOTTESVILLE, VA 22902-5502 |
| Document Number | 13660 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 004987/000076 |
| Instrument | 13660 |
| Name | ATLANTIC COAST MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2047 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,284.00 (+3.43%) | $479,200 (+3.41%) Land $145,000 Building $334,200 | $479,200 (+3.41%) Land $145,000 Building $334,200 |
| 2025 | $4,142.00 (+22.73%) | $463,400 (+17.23%) Land $145,000 Building $318,400 | $463,400 (+17.23%) Land $145,000 Building $318,400 |
| 2023 | $3,375.00 | $395,300 Land $130,000 Building $265,300 | $395,300 Land $130,000 Building $265,300 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 223 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACSA URBAN AREA serves 77,408 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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