102 Timberlake Ln, Guyton, GA 31312 Property Records

Effingham County property record for 102 Timberlake Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,665 sqft · built 2016
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$299,990 (Dec 2025)
Tax Bill	$4,037 (2025)
Deeds & Mortgages	Oct 2016 Line of Credit Jun 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0394B-164-000`

Property Details

APN / Parcel Number

Primary APN	`0394B-164-000`
Alternative APNs	`0394B164` `11860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,665 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	7,841 sqft (0.18 acres)
Garage Area	380 sqft
Porch	Slab
Porch Area	70 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11860
Street Address	102 TIMBERLAKE LN
City	GUYTON
State	GA
Zip	31312-5650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.18 AC LOT 164 (OUT 394-7)
Legal Subdivision	TIMBERLAKE
Legal Phase	2
Legal Block	II
Legal Lot Number	164
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4008
Census Tract	30301

Owner

102 Timberlake Ln is owned and occupied by two individuals who bought it in December 2025.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 TIMBERLAKE LN, GUYTON, GA 31312-5650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2016	Deed of Trust, Mortgage · Line of Credit GEORGIA BANK & TRUST
Jun 7, 2017	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Dec 2, 2025	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER
Nov 18, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE
May 23, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Dec 7, 2022 · Amount on File
Deed Book / Page	3010 / 802
Prior Transfer Date	Apr 28, 2011
Prior Transfer Doc	002031/088
Record Updated	Oct 29, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	102 TIMBERLAKE LN, GUYTON, GA 31312-5650
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002372/392
Date	Oct 18, 2016
Book Page	2372/392
Instrument	008873

Lender

Name	GEORGIA BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 1, 2017

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	102 TIMBERLAKE LN, GUYTON, GA 31312-5650
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002409/869
Date	Jun 7, 2017
Book Page	2409/869
Instrument	005132

Lender

Name	MORTGAGE RESEARCH CENTER
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 2, 2025
Property Address	102 TIMBERLAKE LN, GUYTON, GA 31312-5650
Document Number	003010/802
Book / Page	3010 / 802
Instrument Date	Dec 2, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 TIMBERLAKE LN, GUYTON, GA 31312-5650

Mortgage

Document Number	0003010804
Date	Dec 2, 2025
Instrument	3010/804

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 18, 2022
Property Address	102 TIMBERLAKE LN, GUYTON, GA 31312-5650
Document Number	002821/856
Book / Page	2821 / 856
Instrument Date	Nov 18, 2022
Instrument	2022-003523
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 TIMBERLAKE LN, GUYTON, GA 31312-5650

Mortgage

Document Number	0000002821/0000000858
Date	Dec 7, 2022
Book Page	0000002821/0000000858
Instrument	011758

Lender

Name	UNITED WHOLESALE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 23, 2019
Property Address	102 TIMBERLAKE LN, GUYTON, GA 31312-5650
Document Number	002525/812
Book / Page	2525 / 812
Instrument Date	May 23, 2019
Instrument	2019-001371
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 TIMBERLAKE LN, GUYTON, GA 31312-5650
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002525/0000000814
Date	May 24, 2019
Book Page	0000002525/0000000814
Instrument	004275

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 102 Timberlake Ln was $4,037, up 14% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,594 (+7.06%) Land $22,800 Building $104,794	$318,986 (+7.06%) Land $57,000 Building $261,986
2025	$4,037.00 (+14.01%)	$119,181 (+6.74%) Land $22,800 Building $96,381	$297,953 (+6.74%) Land $57,000 Building $240,953
2024	$3,541.00 (+12.95%)	$111,656 (+7.5%) Land $22,800 Building $88,856	$279,140 (+7.5%) Land $57,000 Building $222,140
2023	$3,135.00 (+72.44%) Homeowner's exemption	$103,870 (+18.35%) Land $22,000 Building $81,870	$259,676 (+18.35%) Land $55,000 Building $204,676
2022	$1,818.00 Homeowner's exemption	$87,762 Land $17,040 Building $70,722	$219,406 Land $42,600 Building $176,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Timberlake Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Timberlake Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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