102 Thrush Ct, La Plata, MD 20646 Property Records

Charles County property record for 102 Thrush Ct, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,500 sqft · built 1987
Lot Size	0.422 acres (18,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Oct 2021)
Tax Bill	$12,293 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-043153`

Property Details

APN / Parcel Number

Primary APN	`01-043153`
Alternative APNs	`1043153` `043153`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,500 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	2,100 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,394 sqft (0.422 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	32 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	043153
Street Address	102 THRUSH CT
City	LA PLATA
State	MD
Zip	20646-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	LOT 15 BLK C SEC 2-A QUAILWOOD SUB TOWN OF LA PLATA
Legal Subdivision	TOWN OF LA PLATA
Legal Block	C
Legal Lot Number	15
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2041
Census Tract	851001

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 THRUSH CT, LA PLATA, MD 20646-3115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Oct 4, 2021	Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Dec 26, 1990 · Amount on Record
Deed Book / Page	12112 / 359
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Recording Date	Apr 2, 2026
Property Address	102 THRUSH CT, LA PLATA, MD 20646-3115
Document Number	0140170341
Book / Page	14017 / 341
Instrument Date	Jan 11, 2025
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 THRUSH CT, LA PLATA, MD 20646-3115

Mortgage

Document Number	1401000341,
Date	Apr 2, 2026
Book Page	14017/341

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	346 Months
Due	Feb 25, 2055

Interest

Rate	6.6%
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 4, 2021
Property Address	102 THRUSH CT, LA PLATA, MD 20646-3115
Document Number	0121120359
Book / Page	12112 / 359
Map Reference	MB 35 FO 45
Instrument Date	Aug 25, 2021
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 THRUSH CT, LA PLATA, MD 20646-3115

Mortgage

Document Number	12112367
Date	Oct 4, 2021
Instrument	12112/367

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,900 (+5.33%) Land $90,100 Building $325,800	$415,900 (-) Land $90,100 Building $325,800
2025	$12,293.00 (+130.59%) Homeowner's exemption	$394,867 (+11.92%)	$415,900 (+17.89%) Land $90,100 Building $325,800
2023	$5,331.00	$352,800 Land $90,100 Building $262,700	$352,800 Land $90,100 Building $262,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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