102 Thatcher Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 102 Thatcher Rd, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,464 sqft · built 1903
Lot Size	0.155 acres (6,740 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,342 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0178 B:0002 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0178 B:0002 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,464 sqft Living Area
Gross Area	6,016 sqft
1st Floor Area	1,072 sqft
Basement Area	2,060 sqft
Unfinished Basement	2,060 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Colonial
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,740 sqft (0.155 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	102 THATCHER RD
City	GLOUCESTER
State	MA
Zip	01930-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3007
Census Tract	221300

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0178 B:0002 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 TAMAR DR, MEDFORD, MA 02155-1757
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Apr 15, 2025	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 15, 2025
Transfer Doc	4266000133
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	102 THATCHER RD, GLOUCESTER, MA 01930-1931
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043247-151
Date	Feb 27, 2026
Book Page	43247/151
Instrument	20260227002380

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 15, 2025
Property Address	102 THATCHER RD, GLOUCESTER, MA 01930-1931
Document Number	042663-133
Book / Page	42663 / 133
Instrument Date	Apr 15, 2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 TAMAR DR, MEDFORD, MA 02155-1757

Mortgage

Document Number	0042663135
Date	Apr 15, 2025
Instrument	42663/135

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	102 THATCHER RD, GLOUCESTER, MA 01930-1931
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38128-188
Date	Dec 19, 2019
Book Page	38128/188
Instrument	20191219001000

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	85 Months
Due	Jan 01, 2027

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,342.00 (+1.27%)	$755,400 (+1.38%) Land $215,600 Building $539,800	$1,305,870
2024	$7,250.00	$745,100 Land $205,300 Building $539,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092213003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 76 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	115 units insured 39 under condo master policies
Nearby Flood Claims	24 (1978–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jan 2024, rainfall accumulation
Claims By Storm	Severe Winter Storm And Flooding, Mar 2018 · 7 claims Coastal Storm, Oct 1991 · 6 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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