102 Tammy St, #E, Emerald Isle, NC 28594 Property Records

Carteret County property record for 102 Tammy St, #E, Emerald Isle, NC 28594

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,584 sqft · built 1979
Lot Size0.024 acres (1,056 sqft)
OwnerIndividual Name on Record
Tax Bill$2,597 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN6314.13.02.9843000

Property Details

APN / Parcel Number

Primary APN6314.13.02.9843000
Alternative APNs
  • 397250
  • 42487

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,584 sqft Heated Area
Gross Area1,104 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Exterior MaterialVinyl
Foundation TypePile
Roof TypeGable
Roof MaterialMetal
Lot Area1,056 sqft (0.024 acres)
PorchSlab
Porch Area96 sqft
Deck Area12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number42487
Street Address102 TAMMY ST, E
CityEMERALD ISLE
StateNC
Zip28594-3829
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUE TROPICAL TREASURE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block02
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1096
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address102 TAMMY ST, EMERALD ISLE, NC 28594-3829
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
May 25, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2004
Deed SaleJun 4, 2004
Deed Book / Page1058 / 297
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Recording DateJul 24, 2026
Property Address102 TAMMY ST, E, EMERALD ISLE, NC 28594-3829
Document Number0001892159
Book / Page1892 / 159
Instrument DateJul 24, 2026
Instrument20261892159
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address5314 BOGUE SOUND DR, EMERALD ISLE, NC 28594-3500

Mortgage

Document Number0001892159,
DateJul 24, 2026
Book Page1892/159
Instrument20261892159
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateMay 25, 2018
Property Address102 TAMMY ST # E, E, EMERALD ISLE, NC 28594-3829
Document Number0016090250
Book / Page001609 / 000250
Instrument DateMay 25, 2018
Transaction TypeTransfer
Record UpdatedJun 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,178.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address835 CARRIAGE TRL ROCKY MOUNT NC 278048094, ROCKY MOUNT, NC 27804-8094

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$656,019 (-) Building $656,019$656,019 (-) Building $656,019
2025$2,597.00 (-3.89%)$656,019 (+31.36%) Building $656,019$656,019 (+31.36%) Building $656,019
2023$499,400 Building $499,400$499,400 Building $499,400
2022$2,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tammy St

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