102 Sylvia Ln, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 102 Sylvia Ln, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,895 sqft · built 1940
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Oct 2014)
Tax Bill	$7,123 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 38.17-3-47`

Property Details

APN / Parcel Number

Primary APN	`422800 38.17-3-47`
Alternative APN	`280003801700030470000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,895 sqft Living Area
1st Floor Area	780 sqft
2nd Floor Area	1,380 sqft
Upper Floors Area	1,380 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	251 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	102 SYLVIA LN
City	SCHENECTADY
State	NY
Zip	12306-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	GINGERCHRIS ESTATES SUBDIVISION #1
Legal Block	3
Legal Lot Number	47.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	3
Census Block	3015
Census Tract	32602

Owner

102 Sylvia Ln is owned and occupied by two individuals who bought it in October 2014.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 SYLVIA LN, SCHENECTADY, NY 12306-9734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2014 · Amount on File
Deed Sale	Oct 21, 2014 · Amount on File
Prior Sale	Jan 2, 1997 · Amount on File
Deed Document Number	201449806
Deed Book / Page	1903 / 457
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 21, 2022
Property Address	102 SYLVIA LN, SCHENECTADY, NY 12306-9734
Document Number	0000032510
Book / Page	2086 / 879
Instrument Date	Jun 15, 2022
Instrument	202232510
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, SPA CITY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$968.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 SYLVIA LN, SCHENECTADY, NY 12306-9734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61 STEGMAN ST, JERSEY CITY, NJ 07305-4115
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032511
Date	Jun 21, 2022
Instrument	202232511

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 102 Sylvia Ln was $7,123, down 7.4% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,123.00 (-7.43%)
2025	$7,695.00	$185,000 Land $36,000 Building $149,000	$284,600 Land $55,382 Building $229,218
2023		$185,000 Land $36,000 Building $149,000	$243,400 Land $47,364 Building $196,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Sylvia Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1980–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Sylvia Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20