Jackson County property record for 102 Swiftwater Dr, Sylva, NC 28779
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 3 ba · 1,898 sqft · built 2012 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,526 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7651-54-4875 |
| Primary APN | 7651-54-4875 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,898 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 1,376 sqft |
| Porch | Porch |
| Porch Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Street Address | 102 SWIFTWATER DR |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-8888 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | PT TR 4B,5B OFF CLAUDE COOK RD |
| Legal Subdivision | RANDY J COOK |
| Legal Tract | 4 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950400 |
102 Swiftwater Dr is owned by two individuals who acquired it in March 2026.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 163 SWIFTWATER DR, SYLVA, NC 28779-8888 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Intrafamily Transfer, Transfer |
| Oct 3, 2017 | Deed of Trust, Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Sep 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 4, 2026 |
| Transfer Doc | 0024150986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Mar 5, 2026 |
| Property Address | 102 SWIFTWATER DR, SYLVA, NC 28779-8888 |
| Document Number | 0024150986 |
| Book / Page | 2415 / 986 |
| Map Reference | CAB27 SL 718 |
| Instrument Date | Mar 4, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 SWIFTWATER DR, SYLVA, NC 28779-8888 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 102 SWIFTWATER DR, SYLVA, NC 28779-8888 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021980251 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 2198/251 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 102 SWIFTWATER DR, SYLVA, NC 28779-8888 |
| Document Number | 0022471128 |
| Instrument Date | Sep 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 102 SWIFTWATER DR SYLVA NC 287798888, SYLVA, NC 28779-8888 |
| Document Number | 0022471128 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 002247/001128 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 16, 2034 |
The 2025 property tax bill for 102 Swiftwater Dr was $2,526.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,526.00 | $664,857 Land $109,440 Building $555,417 |
| 2023 | $1,670.00 | $439,550 Land $85,650 Building $353,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 102 Swiftwater Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2015–2025) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jun 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Swiftwater Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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