102 Surfview Rd, Emerald Isle, NC 28594 Property Records

Carteret County property record for 102 Surfview Rd, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,016 sqft · built 1993
Lot Size0.235 acres (10,237 sqft)
Owner2 Trust Names on Record
Tax Bill$3,553 (2025)
Flood ZoneZone X (minimal risk)
APN6304.18.20.6828000

Property Details

APN / Parcel Number

Primary APN6304.18.20.6828000
Alternative APNs
  • 416548
  • 63282

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,016 sqft Heated Area
Gross Area1,553 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,237 sqft (0.235 acres)
Lot Dimensions113 ft deep x 90 ft wide

Exterior Amenities

PorchSlab
Porch Area152 sqft
Deck Area34 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number63282
Street Address102 SURFVIEW RD
CityEMERALD ISLE
StateNC
Zip28594-3441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL8 BD SURF LANDING COVE
Legal SubdivisionSURF LANDING COVE
Legal Block20
Legal Lot Number8
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1050
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on Record
Mailing Address102 SURFVIEW RD, EMERALD ISLE, NC 28594-3441
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 26, 2006
Transfer Doc0011680442
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$945,516 (-) Land $420,188 Building $525,328$945,516 (-) Land $420,188 Building $525,328
2025$3,553.00 (+20.77%)$945,516 (+72.22%) Land $420,188 Building $525,328$945,516 (+72.22%) Land $420,188 Building $525,328
2023$549,004 Land $314,298 Building $234,706$549,004 Land $314,298 Building $234,706
2022$2,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surfview Rd

Nearby Streets

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