Roscommon County property record for 102 Surfside Dr, Roscommon, MI 48653 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,165 sqft · built 1986 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,500 (Jul 2018) |
| Tax Bill | $3,947 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Dec 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-630-023-0000 |
| Primary APN | 004-630-023-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,165 sqft Building Perimeter |
| 1st Floor Area | 1,655 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 102 SURFSIDE DR |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-9241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-473 P-111 243 LOT 23 SURF SIDE SHORES. |
| Legal Subdivision | SURF SIDE SHORES |
| Legal Lot Number | 23 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 970401 |
Source: Roscommon County records · APN 004-630-023-0000
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 SURFSIDE DR, ROSCOMMON, MI 48653-9241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2018 | Deed of Trust, Mortgage NORTHLAND AREA FEDERAL CREDIT UNION |
| Dec 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHLAND AREA FEDERAL CREDIT UNION |
| Jul 20, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on Record |
| Deed Sale | Jul 20, 2018 · Amount on Record |
| Deed Document Number | 2018544 |
| Deed Book / Page | 1166 / 1494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 102 SURFSIDE DR, ROSCOMMON, MI 48653-9241 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001166/0000001495 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 0000001166/0000001495 |
| Instrument | 2.0180000544 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 354 Months |
| Due | Jan 01, 2048 |
| Rate | 3.69% |
|---|---|
| Type Change Date | Aug 01, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 102 SURFSIDE DR, ROSCOMMON, MI 48653-9241 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1174/2417 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 1174/2417 |
| Instrument | 202000009507 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Jan 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jul 20, 2018 |
| Property Address | 102 SURFSIDE DR, ROSCOMMON, MI 48653-9241 |
| Document Number | 1166/1494 |
| Book / Page | 1166 / 1494 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 2.0180000544 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 83 CADUCA LN, ROSCOMMON, MI 48653-9299 |
Source: Roscommon County records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,400 (+12.71%) | $620,800 (+12.71%) | |
| 2025 | $3,947.00 | ||
| 2023 | $275,400 | $550,800 |
Source: FEMA National Flood Hazard Layer, Roscommon County (26143C), updated January 18, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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