102 Sunrise Bluff Ln, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 102 Sunrise Bluff Ln, Smithfield, VA 23430

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,309 sqft · built 1993
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$408,000 (Aug 2025)
Tax Bill$3,128 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23F-05-002

Property Details

APN / Parcel Number

Primary APN23F-05-002
Alternative APNs
  • 4500067460
  • 6585

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,309 sqft Living Area
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Exterior MaterialOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number4500067460
Old Parcel Number23F-05-002
Street Address102 SUNRISE BLUFF LN
CitySMITHFIELD
StateVA
Zip23430-2322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC
Legal DescriptionL 2 SUNRISE BLUFF PLAT BK14/35
Legal SubdivisionSUNRISE BLUFF/GATLING POINTE
Legal Lot Number2
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionSMITHFIELD
Census Block Group3
Census Block3002
Census Tract280104

Owner

Source: Isle Of Wight County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address102 SUNRISE BLUFF LN, SMITHFIELD, VA 23430-2322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2025 · Amount on Record
Deed SaleAug 11, 2025 · Amount on Record
Deed Document Number0250003470
Record UpdatedJun 8, 2026

August 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionISLE OF WIGHT VA
Recording DateAug 11, 2025
Property Address102 SUNRISE BLUFF LN, SMITHFIELD, VA 23430-2322
Document Number0250003470
Map ReferenceMB 14 PG 35
Instrument DateAug 7, 2025
Instrument250003470
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$408.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address102 SUNRISE BLUFF LN, SMITHFIELD, VA 23430-2322

Mortgage

Document Number0250003471
DateAug 11, 2025
Instrument250003471
Lender
NameLANGLEY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,128.00$403,700 (-) Land $85,000 Building $318,700$403,700 (-) Land $85,000 Building $318,700
2023$403,700 Land $85,000 Building $318,700$403,700 Land $85,000 Building $318,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims7 (1999–2009)
Claims Outside the SFHA6 of 7
Most Recent ClaimNov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

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