102 Summit Ridge Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 102 Summit Ridge Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,366 sqft · built 1993
Lot Size	0.211 acres (9,191 sqft)
Owner	Individual Name on Record
Last Sale	$280,900 (Nov 2019)
Tax Bill	$2,400 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0775181`

Property Details

APN / Parcel Number

Primary APN	`R0775181`
Alternative APNs	`07-3965-01-1-07-03-0000` `0000585635`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,366 sqft Living Area
1st Floor Area	1,366 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,191 sqft (0.211 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	97 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000585635
Street Address	102 SUMMIT RIDGE DR
City	KALISPELL
State	MT
Zip	59901-2564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	NORTHRIDGE SUMMIT, S01, T28 N, R22 W, LOT 1
Legal Range	22W
Legal Township	28N
Legal Section	01
Legal Subdivision	NORTHRIDGE SUMMIT
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1012
Census Tract	902

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 SUMMIT RIDGE DR, KALISPELL, MT 59901-2564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Apr 10, 2023	Transfer on Death Deed, Transfer
Nov 21, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Deed Document Number	201930557
Last Transfer Date	Feb 10, 2022
Transfer Doc	0000005165
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	102 SUMMIT RIDGE DR, KALISPELL, MT 59901-2564
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200006637
Date	Mar 15, 2022
Instrument	202200006637

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 10, 2023
Property Address	102 SUMMIT RIDGE DR, KALISPELL, MT 59901-2564
Document Number	202300005165
Instrument Date	Feb 14, 2022
Instrument	202300005165
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SUMMIT RIDGE DR, KALISPELL, MT 59901-2564

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 21, 2019
Property Address	102 SUMMIT RIDGE DR, KALISPELL, MT 59901-2564
Document Number	201900030557
Instrument Date	Nov 15, 2019
Instrument	201900030557
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SUMMIT RIDGE DR, KALISPELL, MT 59901-2564

Mortgage

Document Number	201900030558
Date	Nov 21, 2019
Instrument	201900030558

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,400.00 (-38.32%)	$449,200 (+15.53%)
2025			$449,200 (+15.53%) Land $113,963 Building $335,237
2023	$3,891.00	$388,800	$388,800 Land $67,070 Building $321,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50
MontanaSky Networks Fixed Wireless	100 / 20

May also be available: Verizon, Vero Fiber.

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