Ellis County property record for 102 Summit Cir, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,056 sqft · built 2002 |
| Lot Size | 0.597 acres (26,005 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,875 (Oct 2024) |
| Tax Bill | $7,493 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R224002 |
| Primary APN | R224002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,056 sqft Living Area |
| Gross Area | 3,208 sqft |
| 1st Floor Area | 2,550 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,005 sqft (0.597 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 200 sqft |
| Deck Area | 536 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 102 SUMMIT CIR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-6340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 77 S BILLINGSLEY 0.597 ACRES |
| Legal Subdivision | S BILLINGSLEY |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 60206 |
Source: Ellis County records · APN R224002
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 SUMMIT CIR, RED OAK, TX 75154-6340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS |
| Oct 31, 2024 | Vendor's Lien, Transfer MORTGAGE LINK |
| Jan 22, 2021 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| May 04, 2020 | Warranty Deed, Transfer · VA Mortgage GUILD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Prior Sale | May 04, 2020 · Amount on Record |
| Deed Document Number | 202434911 |
| Prior Transfer Date | Apr 30, 2020 |
| Prior Transfer Doc | 0000014181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 102 SUMMIT CIR, RED OAK, TX 75154-6340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002602784 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 2602784 |
| Name | CREDIT UNION OF TEXAS |
|---|---|
| Type | Credit Union |
| Address | 900 W BETHANY DR STE 500, ALLEN, TX 75013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 05, 2046 |
| Change Frequency | Monthly |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Oct 31, 2024 |
| Property Address | 102 SUMMIT CIR, RED OAK, TX 75154-6340 |
| Document Number | 0002434911 |
| Instrument Date | Oct 30, 2024 |
| Instrument | 2434911 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 SUMMIT CIR, RED OAK, TX 75154-6340 |
| Date | Oct 31, 2024 |
|---|
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 102 SUMMIT CIR, RED OAK, TX 75154-6340 |
| Document Number | 0000003609 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 102 SUMMIT CIR RED OAK TX 751546340, RED OAK, TX 75154-6340 |
| Document Number | 0000003609 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 3609 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | May 04, 2020 |
| Property Address | 102 SUMMIT CIR, RED OAK, TX 75154-6340 |
| Document Number | 0000014181 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 14181 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 102 SUMMIT CIR RED OAK TX 751546340, RED OAK, TX 75154-6340 |
| Document Number | 14182 |
|---|---|
| Date | May 04, 2020 |
| Instrument | 14182 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2050 |
Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453,031 (-4.63%) Land $95,000 Building $358,031 | $453,031 (-4.63%) Land $95,000 Building $358,031 | |
| 2025 | $7,493.00 (-11.87%) Homeowner's exemption | $475,000 (+96.98%) Land $95,000 Building $380,000 | $475,000 (+96.98%) Land $95,000 Building $380,000 |
| 2023 | $8,502.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $241,145 Land $37,500 Building $203,645 | $241,145 Land $37,500 Building $203,645 |
Source: FEMA National Flood Hazard Layer as of October 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2022 · other causes |
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
May also be available: Element8 Technology Investment Group, T-Mobile USA, Verizon.
Based on FCC filings for 137 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF RED OAK serves 18,577 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures