Burke County property record for 102 Stephens Dr, Morganton, NC 28655 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,172 sqft Living Area |
| Lot Size | 25,265 sqft (0.58 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $272,000 (2026) |
| Tax Bill | $1,013.00 (2025) |
| Primary APN | 2703683663 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 1,172 sqft Living Area |
| 1st Floor | 1,177 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 25,265 sqft (0.58 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 192 sqft Shed |
| Deck Area | 96 sqft Deck |
| Patio Area | 96 sqft Patio |
| Canopy Area | 20 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 102 STEPHENS DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2938 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 102 STEPHENS DR MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Minor Civil Division | MORGANTON |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 20600 |
Source: Burke County records · APN 2703683663
Assessment roll updated September 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 STEPHENS DR, MORGANTON, NC 28655-2938 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COAST MORTGAGE FUNDING LLC |
| Jun 04, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2026 · Amount on Record |
| Deed Sale | Mar 05, 2026 · Amount on Record |
| Prior Sale | Jun 04, 2020 · Amount on Record |
| Deed Doc Number | 202626001890 |
| Deed Book / Page | 2858 / 384 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 102 STEPHENS DR, MORGANTON, NC 28655-2938 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0025660078 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 2566/78 |
| Instrument | 2021010266 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 05, 2026 |
| Property Address | 102 STEPHENS DR, MORGANTON, NC 28655-2938 |
| Document Number | 0028580384 |
| Book / Page | 2858 / 384 |
| Instrument Date | Mar 05, 2026 |
| Instrument | 2026001890 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 202 RANDOLPH RD, MARION, NC 28752-6753 |
| Name | Verified Name |
|---|---|
| Address | 102 STEPHENS DR, MORGANTON, NC 28655-2938 |
| Document Number | 2026001891 |
|---|---|
| Date | Mar 05, 2026 |
| Instrument | 2026001891 |
| Name | FIRST COAST MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 04, 2020 |
| Property Address | 102 STEPHENS DR, MORGANTON, NC 28655-2938 |
| Document Number | 0024680421 |
| Book / Page | 2468 / 421 |
| Instrument Date | Jun 04, 2020 |
| Instrument | 2020040919 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 STEPHENS DR, MORGANTON, NC 28655-2938 |
| Document Number | 2020040920 |
|---|---|
| Date | Jun 04, 2020 |
| Instrument | 2020040920 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,013.00 (+0.1%) | $165,149 (-) Land $33,220 Building $131,929 | $165,149 (-) Land $33,220 Building $131,929 |
| 2023 | $1,012.00 | $165,149 Land $33,220 Building $131,929 | $165,149 Land $33,220 Building $131,929 |
102 Stephens Dr is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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