McLennan County property record for 102 Spring Lake Dr, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 1980 |
| Lot Size | 0.989 acres (43,124 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,675 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 200324000077005 |
| Primary APN | 200324000077005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| 2nd Floor Area | 504 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 43,124 sqft (0.989 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 54 sqft |
| Deck Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 114475 |
|---|---|
| Old Parcel Number | 2003240000770050111 |
| Street Address | 102 SPRING LAKE DR |
| City | WACO |
| State | TX |
| Zip | 76705-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | EATON A P ACRES .99 |
| Legal Subdivision | EATON A P |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 3200 |
Source: McLennan County records · APN 200324000077005
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 SPRING LAKE DR, WACO, TX 76705-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Dec 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2021 |
| Transfer Doc | 0000029193 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 23, 2021 |
| Property Address | 102 SPRING LAKE DR, WACO, TX 76705-1026 |
| Document Number | 0000029193 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021029193 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2021 |
| Title Company | SECURED TITLE PARTNERS, SECURED TITLE OF TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 SPRING LAKE DR, WACO, TX 76705-1026 |
| Document Number | 0000029194 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021029194 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 102 SPRING LAKE DR, WACO, TX 76705-1026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039843 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 2019039843 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lacy-Lakeview City |
| Unified School District | Connally Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $258,070 (-21.35%) Land $59,940 Building $198,130 | $258,070 (-21.35%) Land $59,940 Building $198,130 | |
| 2024 | $3,675.00 (+29.58%) | ||
| 2023 | $328,120 Land $59,940 Building $268,180 | $328,120 Land $59,940 Building $268,180 | |
| 2022 | $2,836.00 |
Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1995–2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Helmsco, T-Mobile USA.
Based on FCC filings for 48 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LACY LAKEVIEW serves 7,275 people |
|---|---|
| Water Source | Purchased surface water from CITY OF WACO |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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