102 Sprigtail Dr, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 102 Sprigtail Dr, Duck, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,412 sqft · built 1985
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jul 2018)
Tax Bill	$3,549 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`995011555579`

Property Details

APN / Parcel Number

Primary APN	`995011555579`
Alternative APN	`009535064`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,412 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
View / Lot	Ocean

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	995011555579
Street Address	102 SPRIGTAIL DR
City	KITTY HAWK
State	NC
Zip	27949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 64 BLK: SEC: PL: 5 SL: 41
Legal Subdivision	CAROLINA DUNES
Legal Lot Number	64
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1035
Census Tract	970101

Owner

102 Sprigtail Dr is owned by two individuals who bought it in July 2018.

Source: Dare County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1004 ELLISON SQ, FALLS CHURCH, VA 22046-2405
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 2, 2018	Deed of Trust, Mortgage · ARM NAVY FEDERAL CREDIT UNION
Jul 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Deed Document Number	2018700054142
Deed Book / Page	2246 / 829
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	102 SPRIGTAIL DR, DUCK, NC 27949
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002598/857
Date	Mar 8, 2022
Book Page	2598/857
Instrument	700114509

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	102 SPRIGTAIL DR, DUCK, NC 27949
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002246/0000000831
Date	Jul 2, 2018
Book Page	0000002246/0000000831
Instrument	000700054143

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Aug 1, 2023
Index	5-Year CMT

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jul 2, 2018
Property Address	102 SPRIGTAIL DR, DUCK, NC 27949
Document Number	002246/829
Book / Page	2246 / 829
Instrument Date	Jun 13, 2018
Instrument	000700054142
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ELLISON SQ, FALLS CHURCH, VA 22046-2405

Tax Assessment & Valuation

The 2026 property tax bill for 102 Sprigtail Dr was $3,549.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,549.00	$669,000 (-) Land $412,500 Building $256,500	$669,000 Land $412,500 Building $256,500
2025	$3,549.00	$669,000 Land $412,500 Building $256,500
2023	$2,918.00	$389,128 Land $185,600 Building $203,528
2020			$669,000 Land $412,500 Building $256,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Sprigtail Dr in Zone X, an area of minimal flood risk, though there have been 732 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 102 Sprigtail Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	DARE COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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