102 Smithfield Rd, Contoocook, NH 03229 Property Records

Merrimack County and Hopkinton Town property record for 102 Smithfield Rd, Contoocook, NH 03229

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,580 sqft · built 1998
Lot Size	0.845 acres (36,808 sqft)
Owner	Individual Name on File
Last Sale	$467,533 (Mar 2023)
Tax Bill	$13,254 (2025)
Deeds & Mortgages	Nov 2024 Refinance Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOPN M:00104 B:000040 L:000002`

Property Details

APN / Parcel Number

Primary APN	`HOPN M:00104 B:000040 L:000002`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,580 sqft Living Area
Gross Area	6,044 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,808 sqft (0.845 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	102 SMITHFIELD RD
City	CONTOOCOOK
State	NH
Zip	03229-2562
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1
Legal Block	40
Legal Lot Number	2
Jurisdiction	HOPKINTON TOWN NH
Township / Civil Division	HOPKINTON
Census Block Group	4
Census Block	4003
Census Tract	39000

Owner

102 Smithfield Rd, a condominium, is owned and occupied by an individual who bought it in March 2023.

Source: Merrimack County and Hopkinton Town records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	102 SMITHFIELD RD, CONTOOCOOK, NH 03229-2562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2023 · Amount on File
Deed Sale	Mar 20, 2023 · Amount on File
Deed Document Number	20233376
Deed Book / Page	3820 / 2910
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	102 SMITHFIELD RD, HOPKINTON, NH 03229-2562
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016075
Date	Nov 4, 2024
Book Page	3873/547
Instrument	202400016075

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOPKINTON TOWN NH
Recording Date	Mar 20, 2023
Property Address	102 SMITHFIELD RD, HOPKINTON, NH 03229-2562
Document Number	0000003376
Book / Page	3820 / 2910
Instrument Date	Mar 20, 2023
Instrument	202300003376
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BLACKBERRY WAY UNIT 315, 315, MANCHESTER, NH 03102-8103

Mortgage

Document Number	0000003377
Date	Mar 20, 2023
Instrument	202300003377

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	102 SMITHFIELD RD, HOPKINTON, NH 03229-2562
Document Number	0036141994
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SMITHFIELD RD CONTOOCOOK NH 032292562, CONTOOCOOK, NH 03229-2562

Mortgage

Document Number	0036141994
Date	Nov 13, 2018
Book Page	003614/001994
Instrument	20577

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 102 Smithfield Rd was $13,254, up 6.7% from the year before.

Source: Merrimack County and Hopkinton Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Hopkinton Town
Unified School District	Hopkinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,254.00 (+6.75%)	$536,800 (-) Building $536,800
2024	$12,416.00 (-4.92%)	$536,800 (+50.96%) Building $536,800	$484,405
2023	$13,058.00 (+8.45%)	$355,600 (-) Building $355,600
2022	$12,041.00	$355,600 Building $355,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Smithfield Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Smithfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTOOCOOK VILLAGE PCT serves 1,600 people · EPA ID NH1191010
Water Source	Surface water
Last State Inspection	Dec 2023

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure resolved · May 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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