102 Shadow Creek Dr, Hubert, NC 28539 Property Records

Onslow County property record for 102 Shadow Creek Dr, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,184 sqft · built 2017
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,809 (2026)
Deeds & Mortgages	May 2021 Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1314C-159`

Property Details

APN / Parcel Number

Primary APN	`1314C-159`
Alternative APNs	`438858000` `161980`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	438858000
Street Address	102 SHADOW CREEK DR
City	HUBERT
State	NC
Zip	28539-6005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8M
Legal Description	L54 SHADOW CREEK EST
Legal Subdivision	SHADOW CREEK ESTATES
Legal Lot Number	54
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	3
Census Block	3009
Census Tract	2803

Owner

102 Shadow Creek Dr is owned and occupied by two individuals.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 SHADOW CREEK DR, HUBERT, NC 28539-6005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 23, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Dec 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage DAB SERVICE CORP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	102 SHADOW CREEK DR, HUBERT, NC 28539-6005
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054710236
Date	May 25, 2021
Book Page	5471/236

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 23, 2018
Property Address	102 SHADOW CREEK DR, HUBERT, NC 28539-6005
Document Number	0047410256
Book / Page	4741 / 256
Map Reference	MB72 PG203 CAB O
Instrument Date	Feb 20, 2018
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 PELLETIER LOOP RD, SWANSBORO, NC 28584-7502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SHADOW CREEK DR, HUBERT, NC 28539-6005

Mortgage

Document Number	0004741259
Date	Feb 23, 2018
Instrument	4741/259

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 15, 2017
Property Address	102 SHADOW CREEK DR, HUBERT, NC 28539-6005
Document Number	0047140505
Book / Page	004714 / 000505
Instrument Date	Dec 15, 2017
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 PELETIER LOOP RD SWANSBORO NC 285847502, SWANSBORO, NC 28584-7502

Mortgage

Document Number	47140505
Date	Dec 15, 2017
Book Page	004714/000505

Lender

Name	DAB SERVICE CORP LLC
Address	7601 A EMERALD DR, EMERALD ISLE, NC 28594-2920

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 14, 2018

Tax Assessment & Valuation

The 2026 property tax bill for 102 Shadow Creek Dr was $2,809.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Swansboro Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,809.00	$372,244 Land $72,000 Building $300,244	$372,244 Land $72,000 Building $300,244
2023	$2,809.00	$279,546 Land $45,000 Building $234,546	$279,546 Land $45,000 Building $234,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Shadow Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Shadow Creek Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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