Frederick County property record for 102 Setting Sun Ct, Stephenson, VA 22656 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 5.5 ba · 4,104 sqft · built 2011 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $585,000 (Oct 2022) |
| Tax Bill | $3,776 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44E1-1-23 |
| Primary APN | 44E1-1-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 4,104 sqft Living Area |
| Gross Area | 8,344 sqft |
| 1st Floor Area | 1,755 sqft |
| Basement Area | 1,243 sqft |
| Finished Basement | 1,243 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Terrain | Rolling |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8045912 |
|---|---|
| Street Address | 102 SETTING SUN CT |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-1869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SNOWDEN BRIDGE L23S1 |
| Legal Subdivision | 5 |
| Legal Lot Number | 23 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 50100 |
Source: Frederick County records · APN 44E1-1-23
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 SETTING SUN CT, STEPHENSON, VA 22656-1869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CBC NATIONAL BANK |
| Nov 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Nov 01, 2019 | Grant Deed, Transfer · Conventional with PMI USAA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Prior Sale | Nov 01, 2019 · Amount on Record |
| Deed Document Number | 202212492 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Oct 12, 2022 |
| Property Address | 102 SETTING SUN CT, STEPHENSON, VA 22656-1869 |
| Document Number | 0000012492 |
| Instrument Date | Oct 07, 2022 |
| Instrument | 220012492 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2022 |
| Title Company | OLD TOWNE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 SETTING SUN CT, STEPHENSON, VA 22656-1869 |
| Document Number | 0000012493 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 220012493 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 102 SETTING SUN CT, STEPHENSON, VA 22656-1869 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001337 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 180001337 |
| Name | CBC NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 102 SETTING SUN CT, STEPHENSON, VA 22656-1869 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017168 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 200017168 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Nov 01, 2019 |
| Property Address | 102 SETTING SUN CT, STEPHENSON, VA 22656-1869 |
| Document Number | 0000011734 |
| Instrument Date | Nov 01, 2019 |
| Instrument | 11734 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10 SETTING SUN CT STEPHENSON VA 22656, STEPHENSON, VA 22656 |
| Document Number | 11735 |
|---|---|
| Date | Nov 01, 2019 |
| Instrument | 11735 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2049 |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,776.00 (+10.41%) | $712,400 Land $93,000 Building $619,400 | $712,400 Land $93,000 Building $619,400 |
| 2025 | $3,420.00 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690501004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 435 locations within about half a mile of this property
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