102 School St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 102 School St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft · built 1962
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Tax Bill	$5,649 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SALE M:17 L:0023`

Property Details

APN / Parcel Number

Primary APN	`SALE M:17 L:0023`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,844 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	102 SCHOOL ST
City	SALEM
State	MA
Zip	01970-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Subdivision	TREMONT & SCHOOL STREETS
Legal Lot Number	23
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2005
Census Tract	204600

Owner

102 School St is owned and occupied by an individual who acquired it in June 2012.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	102 SCHOOL ST, SALEM, MA 01970-2300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LUSO AMERICAN CU
Jan 12, 2021	Deed of Trust, Mortgage · Line of Credit LUSO AMERICAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2012
Deed Sale	Jun 18, 2012
Prior Sale	Jan 1, 1972 · Amount on File
Deed Book / Page	31437 / 351
Transfer Doc	31437-351
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	102 SCHOOL ST, SALEM, MA 01970-2300
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041185-254
Date	Sep 13, 2022
Book Page	41185/254
Instrument	105

Lender

Name	LUSO AMERICAN CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	102 SCHOOL ST, SALEM, MA 01970-2300
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39401-25
Date	Jan 12, 2021
Book Page	39401/25
Instrument	20210112000580

Lender

Name	LUSO AMERICAN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 102 School St was $5,649, up 5.1% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,649.00 (+5.06%)	$524,000 (+10.5%) Land $217,800 Building $303,300	$539,977 (-6.08%)
2025	$5,377.00 (-0.26%)	$474,200 (+2.22%) Land $206,400 Building $267,800	$574,940
2024	$5,391.00 (+5.29%)	$463,900 (+13.34%) Land $196,100 Building $267,800
2023	$5,120.00	$409,300 Land $181,000 Building $228,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 102 School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 867 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, AT&T, Verizon.

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