Somerset County property record for 102 School Ave, Jerome, PA 15937
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,200 sqft · built 2007 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,507 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Apr 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S12-028-044-000 |
| Primary APN | S12-028-044-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,200 sqft Living Area |
| 1st Floor Area | 1,268 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asbestos |
| Lot Area | 9,975 sqft (0.229 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 120025490 |
|---|---|
| Street Address | 102 SCHOOL AVE |
| City | JEROME |
| State | PA |
| Zip | 15937-1146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 193 BNG 0.2286 A & 0.4511 2 STY VINYL HO ATT GAR |
| Legal Subdivision | JEROME PLAN |
| Legal Lot Number | 193 |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | CONEMAUGH |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20102 |
102 School Ave is owned and occupied by two individuals who acquired it in May 2008.
Source: Somerset County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 SCHOOL AVE, JEROME, PA 15937-1146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage 1ST SUMMIT BANK |
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit 1ST SUMMIT BANK |
| Dec 27, 2011 | Deed of Trust, Mortgage 1ST SUMMIT BANK |
| Feb 3, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage 1ST SUMMIT BANK |
| Dec 27, 2011 | Deed of Trust, Mortgage 1ST SUMMIT BANK |
| May 7, 2008 | Intrafamily Transfer, Transfer · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 2, 2008 |
| Transfer Doc | 02039/0310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 102 SCHOOL AVE, JEROME, PA 15937-1146 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02667/0878 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 2667/0878 |
| Instrument | 2017008538 |
| Name | 1ST SUMMIT BANK |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, PA 15904 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 27, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 102 SCHOOL AVE, JEROME, PA 15937-1146 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 102 SCHOOL AVE, JEROME, PA 15937-1146 |
| Document Number | 002878/366 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 2878/366 |
| Instrument | 2021003053 |
| Name | 1ST SUMMIT BANK |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, PA 15904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 21, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 102 SCHOOL AVE, JEROME, PA 15937-1146 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02292/0422 |
|---|---|
| Date | Dec 27, 2011 |
| Book Page | 2292/0422 |
| Instrument | 2011011503 |
| Name | 1ST SUMMIT BANK |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, PA 15904 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 102 SCHOOL AVE, JEROME, PA 15937-1146 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003111/202 |
|---|---|
| Date | Feb 3, 2025 |
| Book Page | 3111/202 |
| Instrument | 2025000760 |
| Name | 1ST SUMMIT BANK |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, PA 15904 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 102 SCHOOL AVE, JEROME, PA 15937-1146 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02292/0427 |
|---|---|
| Date | Dec 27, 2011 |
| Book Page | 2292/0427 |
| Instrument | 2011011503 |
| Name | 1ST SUMMIT BANK |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, PA 15904 |
| Amount | Amount on Record |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | May 7, 2008 |
| Property Address | 102 SCHOOL AVE, JEROME, PA 15937-1146 |
| Document Number | 02039/0310 |
| Book / Page | 2039 / 0310 |
| Map Reference | MB2 PG91 |
| Instrument Date | May 2, 2008 |
| Instrument | 2008005455 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 SCHOOL AVE, JEROME, PA 15937-1146 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 102 SCHOOL AVE, JEROME, PA 15937-1146 |
| Document Number | 02039/0315 |
|---|---|
| Date | May 7, 2008 |
| Book Page | 2039/0315 |
| Instrument | 2008005456 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | May 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | May 1, 2010 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
The 2026 property tax bill for 102 School Ave was $4,507 with a homeowner's exemption, up 3.2% from the year before.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| County Subdivision | Conemaugh Township |
| Unified School District | Conemaugh Township Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,507.00 (+3.23%) Homeowner's exemption | $82,140 (-) | |
| 2025 | $4,366.00 (+4.1%) Homeowner's exemption | $82,140 (-) | |
| 2024 | $4,194.00 (+3.53%) | $82,140 (-) | |
| 2023 | $4,051.00 | $82,140 | |
| 1998 | $164,270 Land $5,900 Building $158,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 School Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1998–2024) |
| Most Recent Claim | Oct 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 School Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONEMAUGH TWP MUNI AUTH serves 7,800 people · EPA ID PA4560048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 76 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
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