102 Schaffer St, Baytown, TX 77523 Property Records

Chambers County property record for 102 Schaffer St, Baytown, TX 77523

Property Summary

Property Type	Single Family Home
Details	1,607 sqft · built 2016
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on File
Tax Bill	$4,113 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36310-00306-00000-000100`

Property Details

APN / Parcel Number

Primary APN	`36310-00306-00000-000100`
Alternative APN	`45395`

Interior

Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Lot Area	12,110 sqft (0.278 acres)
Garage Area	408 sqft
Porch	Porch
Porch Area	69 sqft

Location & Zoning

Account Number	45395
Street Address	102 SCHAFFER ST
City	BAYTOWN
State	TX
Zip	77523-8794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 LANAI SEC 2
Legal Subdivision	LANAI SEC 2
Legal Lot Number	1
Jurisdiction	CHAMBERS TX
Township / Civil Division	MONT BELVIEU
Census Block Group	3
Census Block	3047
Census Tract	710202

Owner

102 Schaffer St is owned and occupied by an individual who acquired it in October 2024.

Source: Chambers County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	102 SCHAFFER ST, BAYTOWN, TX 77523-8794
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 30, 2017	Deed of Trust, Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024
Deed Sale	Oct 28, 2024
Prior Sale	Apr 3, 2017 · Amount on File
Deed Document Number	2024208099
Prior Transfer Date	Jan 5, 2010
Prior Transfer Doc	0000050846
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS TX
Property Address	102 SCHAFFER ST, COVE, TX 77523-8794
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000172650
Date	Sep 13, 2021
Instrument	2021-172650

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	302 Months
Due	Nov 1, 2046

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS TX
Property Address	102 SCHAFFER ST, COVE, TX 77523-8794
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157954
Date	Sep 4, 2020
Instrument	2020-157954

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Nov 1, 2046

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS TX
Property Address	102 SCHAFFER ST, COVE, TX 77523-8794
Document Number	0000120721
Book / Page	001727 / 000117
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Oct 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	427 MASON PARK BLVD KATY TX 774506187, KATY, TX 77450-6187
Investor	Possibly a Property Investor

Mortgage

Document Number	0000120721
Date	Apr 3, 2017
Book Page	001727/000117
Instrument	120721

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 102 Schaffer St was $4,113, down 7.5% from the year before.

Source: Chambers County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Chambers County
Unified School District	Barbers Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,113.00 (-7.49%)	$263,560 (-8.1%) Land $21,560 Building $242,000	$263,560 (-8.1%) Land $21,560 Building $242,000
2025	$4,446.00	$286,800 Land $21,560 Building $265,240	$286,800 Land $21,560 Building $265,240
2023	$736.00 Homeowner's exemption	$257,790 Land $21,560 Building $236,230	$257,790 Land $21,560 Building $236,230
2021	$806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Schaffer St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 1, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Nearby Flood Policies	296 in force
Nearby Flood Claims	11 (2008–2024)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims Hurricane Harvey, Aug 2017 · 6 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Schaffer St is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY UTILITY SERVICE private · serves 8,004 people · EPA ID TX0360005
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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