102 Sandra Ln, Ladson, SC 29456 Property Records

Dorchester County property record for 102 Sandra Ln, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,214 sqft · built 1976
Lot Size	0.277 acres (12,078 sqft)
Owner	Individual Name on Record
Tax Bill	$921 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jun 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`154-02-03-038`

Property Details

APN / Parcel Number

Primary APN	`154-02-03-038`
Alternative APN	`R0041183`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,214 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	12,078 sqft (0.277 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Coal

Location & Zoning

Account Number	R0041183
Street Address	102 SANDRA LN
City	LADSON
State	SC
Zip	29456-4834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2_DC
Legal Description	LOT 38 SUBD: JAMISON TERRACE PH 0 BLK 2
Legal Subdivision	JAMISON TERRACE
Legal Phase	1
Legal Block	2
Legal Lot Number	38
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3003
Census Tract	10814

Owner

Source: Dorchester County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 SANDRA LN, LADSON, SC 29456-4834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Intrafamily Transfer, Transfer
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Sep 18, 2023	Intrafamily Transfer, Transfer
Jun 29, 2022	Intrafamily Transfer, Transfer
Oct 6, 2020	Loan Modification, Mortgage · Conventional Mortgage UNITED CMNTY BK
Nov 8, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED CMNTY BK
Jun 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 13, 2023
Transfer Doc	0150450269
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER SC
Recording Date	Dec 6, 2023
Property Address	102 SANDRA LN, LADSON, SC 29456-4834
Document Number	0150450269
Book / Page	15045 / 269
Map Reference	MB 21 PG 160
Instrument Date	Nov 13, 2023
Instrument	2023024598
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SANDRA LN, LADSON, SC 29456-4834

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	102 SANDRA LN, LADSON, SC 29456-4834
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SANDRA LN, LADSON, SC 29456-4834

Mortgage

Document Number	0142500278
Date	Jun 29, 2022
Book Page	14250/278
Instrument	2022017237

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	CHARLESTON, SC 29407

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	297 Months
Due	Mar 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	102 SANDRA LN, LADSON, SC 29456-4834
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SANDRA LN, LADSON, SC 29456-4834

Mortgage

Document Number	0144650133
Date	Nov 14, 2022
Book Page	14465/133
Instrument	2022028323

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	CHARLESTON, SC 29407

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	292 Months
Due	Mar 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER SC
Recording Date	Sep 18, 2023
Property Address	102 SANDRA LN, LADSON, SC 29456-4834
Document Number	0149260055
Book / Page	14926 / 55
Map Reference	MB 21 PG 106
Instrument Date	Sep 11, 2023
Instrument	2023019028
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SANDRA LN, LADSON, SC 29456-4834

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER SC
Recording Date	Jun 29, 2022
Property Address	102 SANDRA LN, LADSON, SC 29456-4834
Document Number	0142500286
Book / Page	14250 / 286
Map Reference	MB 21 PG 160
Instrument Date	Mar 2, 2022
Instrument	2022017238
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 SANDRA LN, LADSON, SC 29456-4834

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DORCHESTER SC
Property Address	102 SANDRA LN, LADSON, SC 29456-4834
Document Number	2835/0342
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SANDRA LN LADSON SC 294564834, LADSON, SC 29456-4834

Mortgage

Document Number	2835/0342
Date	Oct 15, 2020
Book Page	012835/000342
Instrument	27313

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	102 SANDRA LN, LADSON, SC 29456-4834
Document Number	2183/0181
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 SANDRA LN LADSON SC 294564834, LADSON, SC 29456-4834

Mortgage

Document Number	2183/0181
Date	Nov 14, 2019
Book Page	012183/000181
Instrument	28782

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jun 3, 2019
Property Address	102 SANDRA LN, LADSON, SC 29456-4834
Document Number	1900/0237
Book / Page	011900 / 000237
Instrument Date	Jun 3, 2019
Instrument	12714
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 SANDRA LN LADSON SC 294564834, LADSON, SC 29456-4834

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$921.00	$10,630 (+33.44%) Land $3,400 Building $7,230	$265,745 (+100.17%) Land $85,000 Building $180,745
2024	$921.00 (+9.77%)
2023	$839.00 (+1.08%)	$7,966 (+95.25%) Land $1,920 Building $6,046	$132,762 (+30.27%) Land $32,000 Building $100,762
2022	$830.00	$4,080 Land $1,290 Building $2,790	$101,915 Land $32,200 Building $69,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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