102 Saint Charles Sq, Sterling, VA 20164 Property Records

Loudoun County property record for 102 Saint Charles Sq, Sterling, VA 20164

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 840 sqft · built 1985
OwnerIndividual Name on File
Last Sale$210,000 (May 2017)
Tax Bill$2,642 (2026)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022-16-7434-278

Property Details

APN / Parcel Number

Primary APN022-16-7434-278
Alternative APN
  • 81 F 1C4 102

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area840 sqft Living Area
1st Floor Area405 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Patio Area96 sqft
Shed1 Shed
Shed Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address102 SAINT CHARLES SQ
CitySTERLING
StateVA
Zip20164-3235
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePDH3
Legal DescriptionPROVIDENCE VILLAGE TH CONDO PH.4 UNIT 102 200609260082065 1402--1570
Legal SubdivisionPROVIDENCE VILLAGE TH CONDO PH.4
Legal Phase4
Legal Block1
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1001
Census Tract611701

Owner

102 Saint Charles Sq, a condominium, is owned and occupied by an individual who bought it in May 2017.

Source: Loudoun County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address102 SAINT CHARLES SQ, STERLING, VA 20164-3235
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2017 · Amount on File
Deed SaleMay 16, 2017 · Amount on File
Prior SaleDec 1, 1995 · Amount on File
Deed Document Number201729383
Record UpdatedOct 29, 2026

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOUDOUN VA
Recording DateMay 16, 2017
Property Address102 SAINT CHARLES SQ, STERLING, VA 20164-3235
Document Number20170516029383
Instrument DateMay 5, 2017
Instrument29383
Transaction TypeTransfer
Record UpdatedJun 1, 2017
Title CompanyOPTIMA TITLE INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 SAINT CHARLES SQ STERLING VA 201643235, STERLING, VA 20164-3235

Mortgage

Document Number20170516029384
DateMay 16, 2017
Instrument29384
Lender
NameFIDELITY BK MTG
TypeBank
AddressATLANTA, GA 30329
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 15, 2047
Interest
Rate3.75%

Mortgage

Document Number20170516029385,
DateMay 16, 2017
Instrument29385
Lender
NameFIDELITY BK MTG
TypeBank
AddressATLANTA, GA 30329
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 102 Saint Charles Sq was $2,642.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,642.00$328,300 Land $100,000 Building $228,300$328,300 Land $100,000 Building $228,300
2023$2,619.00$299,380 Land $100,000 Building $199,380$299,380 Land $100,000 Building $199,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Saint Charles Sq in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Saint Charles Sq is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Starlink
Satellite
280 / 30

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