102 Saddlebrook Dr, Jackson, TN 38305 Property Records

Madison County property record for 102 Saddlebrook Dr, Jackson, TN 38305

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,891 sqft · built 1995
Lot Size1.7 acres (74,052 sqft)
OwnerIndividual Name on Record
Last Sale$764,000 (Apr 2024)
Tax Bill$4,038 (2022)
Deeds & MortgagesDec 2024 Line of Credit
Apr 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN057044I B 04300

Property Details

APN / Parcel Number

Primary APN057044I B 04300
Alternative APN
  • 044I B 04300

Interior

Full Baths5 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,891 sqft Living Area
1st Floor Area2,014 sqft
Upper Floors Area912 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area74,052 sqft
TerrainRolling
Garage TypeFinished
Garage Area912 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area720 sqft
PorchOpen Porch
Porch Area719 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address102 SADDLEBROOK DR
CityJACKSON
StateTN
Zip38305-5632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 03 ANNEX 4-9-96, COUNTY AREA: D26
Legal SubdivisionSADDLEBROOK
Legal Block4
Legal Lot Number402
JurisdictionMADISON TN
Township / Civil Division3
Census Block Group1
Census Block1010
Census Tract1605

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address102 SADDLEBROOK DR, JACKSON, TN 38305-5632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2024Deed of Trust, Mortgage · Line of Credit
LEADERS CU
Apr 1, 2024Warranty Deed, Transfer · Conventional Mortgage
LEADERS CU
Jun 29, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2024 · Amount on Record
Deed SaleApr 1, 2024 · Amount on Record
Prior SaleJun 29, 2022 · Amount on Record
Deed Document Number24003074
Deed Book / PageD783 / 457
Record UpdatedJun 8, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address102 SADDLEBROOK DR, JACKSON, TN 38305-5632
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000T2268/8
DateDec 30, 2024
Book PageT2268/8
Instrument24013903
Lender
NameLEADERS CU
TypeCredit Union
Address87 MURRAY GUARD DR, JACKSON, TN 38305
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueDec 29, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateApr 1, 2024
Property Address102 SADDLEBROOK DR, JACKSON, TN 38305-5632
Document Number00D783/457
Book / PageD783 / 457
Map ReferenceMB 6 PG 111
Instrument DateMar 29, 2024
Instrument24003074
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,826.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 SADDLEBROOK DR, JACKSON, TN 38305-5632

Mortgage

Document Number0024003075
DateApr 1, 2024
Instrument24003075
Lender
NameLEADERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.59%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2029
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change12.5%
IndexOther
Max Rate13.5%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateJun 29, 2022
Property Address102 SADDLEBROOK DR, JACKSON, TN 38305-5632
Document Number0D771/1826
Book / PageD771 / 1826
Map ReferenceMB 6 PG 111
Instrument DateJun 29, 2022
Instrument22008685
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

AmountAmount Recorded
Tax$1,387.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address102 SADDLEBROOK DR, JACKSON, TN 38305-5632

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
MunicipalityJackson City
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$144,650 (+24.86%) Land $12,950 Building $131,700
2023$115,850 Land $12,950 Building $102,900
2022$4,038.00$578,600 Land $51,800 Building $526,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON WATER SYSTEM
serves 91,111 people · EPA ID TN0000299
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPlus Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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