102 S Pass Rd, Nooksack, WA 98276 Property Records

Whatcom County property record for 102 S Pass Rd, Nooksack, WA 98276

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,257 sqft · built 1917
Lot Size	9.07 acres (395,089 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Apr 2025)
Tax Bill	$7,385 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400432-297504-0000`

Property Details

APN / Parcel Number

Primary APN	`400432-297504-0000`
Alternative APNs	`140134` `534867`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,257 sqft Living Area
Gross Area	3,933 sqft
1st Floor Area	1,517 sqft
Basement Area	1,196 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1999
Architectural Style	Multi-Level
Exterior Material	Metal
Roof Material	Composition Shingle
Lot Area	395,089 sqft (9.07 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Porch Area	695 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	140134
Street Address	102 S PASS RD
City	NOOKSACK
State	WA
Zip	98276-9118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	NW NW NE-LESS RD-SUBJ TO PIPELINE ESMT REC AF 774757-EXC PTN DAF-BEAP ON S LI OF SOUTH PASS RD 100 FT W OF E LI OF NW NW NE-TH W ALG S LI OF SOUTH PASS RD 150 FT-TH S PAR WI SD E LI OF SD SUBDIV 150 FT-TH E PAR WI N LI OF SD SUBDIV 150 FT-TH N TO POB
Legal Range	04
Legal Township	40
Legal Section	32
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2062
Census Tract	10201

Owner

102 S Pass Rd is owned by two individuals who bought it in April 2025.

Source: Whatcom County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3280 HALVERSTICK RD, SUMAS, WA 98295-9739
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage SIMPLE TITLE, SIMPLIFILE
Jul 3, 2019	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK
Jan 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2025 · Amount on File
Deed Sale	Apr 9, 2025 · Amount on File
Prior Sale	Sep 21, 2016 · Amount on File
Deed Document Number	2025744
Prior Transfer Date	Jun 10, 1999
Prior Transfer Doc	1991001223
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	Aug 5, 2026
Property Address	102 S PASS RD, NOOKSACK, WA 98276-9118
Document Number	0000000335
Instrument Date	Aug 1, 2026
Instrument	2026335
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3280 HALVERSTICK RD, SUMAS, WA 98295-9739

Mortgage

Document Number	0000000335,
Date	Aug 5, 2026
Instrument	2026335

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.43%
Max Rate	-1%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHATCOM WA
Property Address	102 S PASS RD, NOOKSACK, WA 98276-9118
Document Number	2190701950
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 S PASS RD NOOKSACK WA 982769118, NOOKSACK, WA 98276-9118

Mortgage

Document Number	2190701950
Date	Jul 18, 2019
Instrument	701950

Lender

Name	UMPQUA BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	102 S PASS RD, NOOKSACK, WA 98276-9118
Document Number	2180102814
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	02 S PASS RD NOOKSACK WA 98276, NOOKSACK, WA 98276

Mortgage

Document Number	2180102814
Date	Jan 25, 2018
Instrument	102814

Lender

Name	UMPQUA BK
Type	Bank
Address	SPOKANE VALLEY, WA 99216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 102 S Pass Rd was $7,385.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Nooksack City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,385.00	$814,777 Land $452,865 Building $361,912	$814,777 Land $452,865 Building $361,912
2022		$741,208 Land $373,723 Building $367,485	$741,208 Land $373,723 Building $367,485
2021	$6,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 S Pass Rd in Zone X, an area of minimal flood risk, though there have been 60 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	60 (2015–2025)
Claims Outside the SFHA	24 of 60
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 S Pass Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOOKSACK WATER DEPT serves 2,427 people · EPA ID WA5359800
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon, Ziply Fiber.

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