102 S Main St, Sadler, TX 76264 Property Records

Grayson County property record for 102 S Main St, Sadler, TX 76264

Property Summary

Property Type	Commercial
Details	1,800 sqft · built 1980
Lot Size	0.38 acres (16,553 sqft)
Owner	Trust Name on File
Tax Bill	$3,473 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`Q003 070401902`

Property Details

APN / Parcel Number

Primary APN	`Q003 070401902`
Alternative APN	`154122`

Interior

Building Area	1,800 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Lot Area	16,553 sqft (0.38 acres)
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	154122
Old Parcel Number	Q003 070401902
Street Address	102 S MAIN ST
City	SADLER
State	TX
Zip	76264-4334
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	G-0704 LAMAR M B A-G0704, ACRES .38
Legal Subdivision	LAMAR M B A-G0704
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	2
Census Block	2015
Census Tract	1104

Owner

102 S Main St, a commercial property, is held in a trust since December 2020.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Trust Name on File
Mailing Address	14 HEADLAND DR, RANCHO PALOS VERDES, CA 90275-5117
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST OKLAHOMA BANK
Dec 11, 2020	Warranty Deed, Transfer CAPITAL TITLE/TX LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 11, 2020
Transfer Doc	0000034599
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	102 S MAIN ST, SADLER, TX 76264-4334
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HEADLAND DR, RANCHO PALOS VERDES, CA 90275-5117

Mortgage

Document Number	0000000005
Date	Apr 29, 2024
Instrument	11405

Lender

Name	FIRST OKLAHOMA BANK
Type	Bank
Address	100 S RIVERFRONT DR, JENKS, OK 74037

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 26, 2044

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Dec 11, 2020
Property Address	102 S MAIN ST, SADLER, TX 76264-4334
Document Number	0000034599
Instrument Date	Dec 11, 2020
Instrument	34599
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	CAPITAL TITLE/TX LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	14 HEADLAND DR RANCHO PALOS VERDES CA 902755117, RANCHO PALOS VERDES, CA 90275-5117

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Sadler City
Unified School District	S and S Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$267,163 Land $33,212 Building $233,951	$267,163 Land $33,212 Building $233,951
2024	$3,473.00
2023		$233,229 Land $28,166 Building $205,063	$233,229 Land $28,166 Building $205,063
2022	$2,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 S Main St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SADLER serves 483 people · EPA ID TX0910014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	400 / 60

May also be available: Nextlink, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Main St

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