102 S Main St, Liberty, NY 12754 Property Records

Sullivan County and Liberty Town property record for 102 S Main St, Liberty, NY 12754

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details9,730 sqft · built 1930
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on File
Last Sale$915,000 (May 2025)
Tax Bill$3,600 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Jan 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN483601 112.-4-19

Property Details

APN / Parcel Number

Primary APN483601 112.-4-19
Alternative APN
  • 3601112 0004019000

Interior

Stories2 Stories
Building Area9,730 sqft Gross Area
Basement Area2,700 sqft
Unfinished Basement2,700 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions98 ft deep x 65 ft wide

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address102 S MAIN ST
CityLIBERTY
StateNY
Zip12754-1829
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeC
Legal Description2004 40% PARTIAL
Legal Block4
Legal Lot Number19.000
JurisdictionSULLIVAN NY
Township / Civil DivisionLIBERTY
Census Block Group2
Census Block2002
Census Tract950702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Liberty Downtown Historic District
listed 2006 · 112 contributing resources · NRIS 06000266

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

102 S Main St, a commercial property, is owned by a company that bought it in May 2025.

Source: Sullivan County and Liberty Town records, as of April 27, 2026

Owner of RecordCompany Name on File
Mailing Address102 S MAIN ST, LIBERTY, NY 12754-1829
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2025Deed, Transfer · Commercial Mortgage
FINWISE BANK
Jan 16, 2025Deed, Transfer · Stand-Alone First Mortgage
ZOLI KLEINBERGER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2025 · Amount on File
Deed SaleMay 15, 2025 · Amount on File
Prior SaleJan 16, 2025 · Amount on File
Record UpdatedOct 29, 2026

May 2025: Deed, Transfer

Document TypeDeed
JurisdictionSULLIVAN NY
Recording DateMay 15, 2025
Property Address102 S MAIN ST, LIBERTY, NY 12754-1829
Document Number0000000520
Instrument DateApr 30, 2025
Instrument2025-3520
Transaction TypeTransfer
Record UpdatedApr 27, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 S MAIN ST, LIBERTY, NY 12754-1829

Mortgage

Document Number0000000521
DateMay 15, 2025
Instrument2025-3521
Lender
NameFINWISE BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record

January 2025: Deed, Transfer

Document TypeDeed
JurisdictionSULLIVAN NY
Recording DateJan 16, 2025
Property Address102 S MAIN ST, LIBERTY, NY 12754-1829
Document Number0000000081
Instrument DateDec 18, 2024
Instrument2025-381
Transaction TypeTransfer
Record UpdatedApr 27, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 PARK AVE, MONTICELLO, NY 12701-2523

Mortgage

Document Number0000000082
DateJan 16, 2025
Instrument2025-382
Lender
NameZOLI KLEINBERGER
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 102 S Main St was $3,600.

Source: Sullivan County and Liberty Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountySullivan County
County SubdivisionLiberty Town
MunicipalityLiberty Village
Unified School DistrictLiberty Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,600.00$32,800 Land $10,400 Building $22,400$87,300 Land $27,680 Building $59,620
2023$32,800 (-) Land $10,400 Building $22,400$66,451 (+28.28%) Land $21,070 Building $45,381
2022$32,800 Land $10,400 Building $22,400$51,800 Land $16,424 Building $35,376

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 102 S Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY VILLAGE
serves 3,900 people · EPA ID NY5203329
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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