Mercer County property record for 102 S Main St, Celina, OH 45822
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,200 sqft · built 1900 |
| Lot Size | 0.05 acres (2,226 sqft) |
| Owner | Company Name on File |
| Last Sale | $122,000 (Jan 2019) |
| Tax Bill | $2,231 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit Jul 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-098200.0000 |
| Primary APN | 27-098200.0000 |
|---|---|
| Alternative APN |
|
| Building Area | 2,200 sqft Building Perimeter |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 2,226 sqft (0.05 acres) |
| Street Address | 102 S MAIN ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-2228 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | OLD PLAT ALSO PT LOT258 LOT#: 275 PT |
| Legal Lot Number | 275 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 967600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Celina Main Street Commercial Historic District listed 1982 · 41 contributing resources · NRIS 82001474 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
102 S Main St, a commercial property, is owned by a company that bought it in January 2019.
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6477 MINSTER FORT RECOVERY RD, MARIA STEIN, OH 45860-8721 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 2, 2019 | Deed of Trust, Mortgage · Line of Credit THE ST HENRY BANK |
| Jul 24, 2020 | Deed of Trust, Mortgage · Line of Credit THE ST HENRY BANK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Line of Credit THE ST HENRY BANK |
| Jul 22, 2019 | Deed of Trust, Mortgage · Line of Credit THE ST HENRY BANK |
| Jan 30, 2019 | Warranty Deed, Transfer |
| Dec 7, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2019 · Amount on File |
| Deed Sale | Jan 30, 2019 · Amount on File |
| Prior Sale | May 2, 2014 · Amount on File |
| Deed Document Number | 2019413 |
| Prior Transfer Date | Jan 23, 2009 |
| Prior Transfer Doc | 0000000798 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 102 S MAIN ST, CELINA, OH 45822-2228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900003246 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 201900003246 |
| Name | THE ST HENRY BANK |
|---|---|
| Type | Bank |
| Address | SAINT HENRY, OH 45883 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 102 S MAIN ST, CELINA, OH 45822-2228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000004347 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 202000004347 |
| Name | THE ST HENRY BANK |
|---|---|
| Type | Bank |
| Address | SAINT HENRY, OH 45883 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 21, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 102 S MAIN ST, CELINA, OH 45822-2228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000002150 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 202000002150 |
| Name | THE ST HENRY BANK |
|---|---|
| Type | Bank |
| Address | SAINT HENRY, OH 45883 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 17, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 102 S MAIN ST, CELINA, OH 45822-2228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900003017 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 201900003017 |
| Name | THE ST HENRY BANK |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT HENRY, OH 45883 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jan 30, 2019 |
| Property Address | 102 S MAIN ST, CELINA, OH 45822-2228 |
| Document Number | 201900000413 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 201900000413 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6477 MINSTER FORT RECOVERY RD, MARIA STEIN, OH 45860-8721 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 102 S MAIN ST, CELINA, OH 45822-2228 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201800005903 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 201800005903 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | LIMA, OH 45802 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 3, 2023 |
The 2025 property tax bill for 102 S Main St was $2,231.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,231.00 | $46,850 (-) Land $4,360 Building $42,490 | |
| 2024 | $2,231.00 (-0.13%) | $46,850 (-) Land $4,360 Building $42,490 | |
| 2023 | $2,234.00 (+10.48%) | $46,850 (+24.8%) Land $4,360 Building $42,490 | $133,870 Land $12,470 Building $121,400 |
| 2022 | $2,022.00 | $37,540 Land $2,650 Building $34,890 | |
| 2020 | $107,250 Land $7,570 Building $99,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 102 S Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1993–2019) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 102 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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