102 S Commercial St, Temple, OK 73568 Property Records

Cotton County property record for 102 S Commercial St, Temple, OK 73568

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,475 sqft · built 1930
Lot Size	0.081 acres (3,550 sqft)
Owner	2 Individual Names on File
Last Sale	$12,000 (Apr 2022)
Tax Bill	$321 (2025)
Deeds & Mortgages	Apr 2022 Sale
APN	`0001-00-033-001-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0001-00-033-001-0-001-00`
Alternative APN	`4187`

Interior

Stories	1 Story
Building Area	1,475 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Raised
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,550 sqft (0.081 acres)
Lot Dimensions	142 ft deep x 25 ft wide
Garage Type	Carport
Carport	Carport
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	4187
Street Address	102 S COMMERCIAL ST
City	TEMPLE
State	OK
Zip	73568
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LT 1 BLK 33 TEMPLE REAL
Legal Range	10E
Legal Township	03S
Legal Section	27
Legal Subdivision	TEMPLE REAL
Legal Block	33
Legal Lot Number	1
Jurisdiction	COTTON OK
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2144
Census Tract	871200

Owner

102 S Commercial St, a commercial property, is owned by two individuals who bought it in April 2022.

Source: Cotton County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	502 W OKLAHOMA ST, TEMPLE, OK 73568-9270
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Prior Sale	Mar 20, 2007 · Amount on File
Deed Document Number	20221376
Deed Book / Page	438 / 138
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	Apr 5, 2022
Property Address	102 S COMMERCIAL ST, TEMPLE, OK 73568
Document Number	000438/138
Book / Page	438 / 138
Instrument Date	Mar 31, 2022
Instrument	I-2022-001376
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount on Record
Tax	$3.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	502 W OKLAHOMA ST, TEMPLE, OK 73568-9270

Tax Assessment & Valuation

The 2025 property tax bill for 102 S Commercial St was $321, down 1.2% from the year before.

Source: Cotton County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cotton County
Municipality	Temple Town
Unified School District	Temple Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,865 (+5%) Land $29 Building $3,836	$33,610 Land $255 Building $33,355
2025	$321.00 (-1.23%)	$3,681 Land $29 Building $3,652
2024	$325.00 (+7.97%)		$153,094 (+427.27%) Land $255 Building $152,839
2023	$301.00	$3,339 Land $29 Building $3,310	$29,035 Land $255 Building $28,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 102 S Commercial St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 S Commercial St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLE serves 1,146 people · EPA ID OK1011306
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2025 Turbidity not recorded as resolved · Aug 2023 Treatment failure not recorded as resolved · Nov 2022
Treatment and Procedure	Organic carbon removal Apr 2024
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
Pioneer Telephone Cooperative DSL	46 / 7