102 S Ash St, Springfield, GA 31329 Property Records

Effingham County property record for 102 S Ash St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,980 sqft · built 1965
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Feb 2008)
Tax Bill	$2,315 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S1060019000`

Property Details

APN / Parcel Number

Primary APN	`S1060019000`
Alternative APNs	`S1060019` `26598`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,980 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26598
Street Address	102 S ASH ST
City	SPRINGFIELD
State	GA
Zip	31329-4961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.28 AC LOT 1 BLK 117
Legal Subdivision	CITYOFSPRINGFIELD
Legal Block	117
Legal Lot Number	1
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2061
Census Tract	30205

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Springfield Historic District listed 2021 · 307 contributing resources · NRIS 100006329

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

102 S Ash St is owned and occupied by an individual who bought it in February 2008.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	102 S ASH ST, SPRINGFIELD, GA 31329-4961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2026	Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2008 · Amount on File
Deed Sale	Feb 10, 2008 · Amount on File
Deed Document Number	2008413
Deed Book / Page	1732 / 33
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	May 3, 2026
Property Address	102 S ASH ST, SPRINGFIELD, GA 31329-4961
Document Number	3041000345
Book / Page	3041 / 345
Instrument Date	May 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 S ASH ST, SPRINGFIELD, GA 31329-4961

Mortgage

Document Number	3041000345,
Date	May 3, 2026
Book Page	3041/345

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	102 S ASH ST, SPRINGFIELD, GA 31329-4961
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 S ASH ST, SPRINGFIELD, GA 31329-4961

Mortgage

Document Number	0000002720/0000000664
Date	Aug 31, 2021
Book Page	0000002720/0000000664
Instrument	010673

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 102 S Ash St was $2,315 with a homeowner's exemption, up 2.5% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,241 (-) Land $7,392 Building $54,849	$155,602 (-) Land $18,480 Building $137,122
2025	$2,315.00 (+2.52%) Homeowner's exemption	$62,241 (-2.11%) Land $7,392 Building $54,849	$155,602 (-2.11%) Land $18,480 Building $137,122
2024	$2,258.00	$63,580 Land $7,392 Building $56,188	$158,949 Land $18,480 Building $140,469
2022	$1,888.00	$51,458 Land $5,040 Building $46,418	$128,644 Land $12,600 Building $116,044

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 S Ash St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 S Ash St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 3,100 people · EPA ID GA1030002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planters Rural Telephone Cooperative.

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