102 S 7th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 102 S 7th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,960 sqft
Lot Size	0.224 acres (9,757 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (Jan 2021)
Tax Bill	$4,178 (2025)
Deeds & Mortgages	Feb 2023 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-053-0217-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-053-0217-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	115 ft deep x 85 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	102 S 7TH ST
City	SAINT CLAIR
State	MI
Zip	48079-5373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	THAT PART OF ADAMS ST (100' WIDE) AS SHOWN ON MAP OF ST CLAIR, LYING BETWEEN BLOCK 23 & 24 AND BETWEEN 7TH & 8TH ST DESC AS:
Legal Subdivision	SUBDIVISION OF PRIVATE CLAIM 304&305
Legal Block	23-24
Legal Lot Number	6
Legal Unit	6
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1026
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	102 S 7TH ST, SAINT CLAIR, MI 48079-5373
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Intrafamily Transfer, Transfer
Oct 1, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Jan 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	20212727
Deed Book / Page	5310 / 538
Last Transfer Date	Feb 21, 2023
Transfer Doc	0005599967
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 21, 2023
Property Address	102 S 7TH ST, SAINT CLAIR, MI 48079-5373
Document Number	0005599967
Book / Page	5599 / 967
Map Reference	LB D PG 36
Instrument Date	Oct 13, 2022
Instrument	2023002803
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 S 7TH ST, SAINT CLAIR, MI 48079-5373

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	102 S 7TH ST, SAINT CLAIR, MI 48079-5373

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	102 S 7TH ST, SAINT CLAIR, MI 48079-5373
Document Number	0052520970
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 S 7TH ST ST CLAIR MI 480795373, ST CLAIR, MI 48079-5373

Mortgage

Document Number	0052520970
Date	Oct 6, 2020
Book Page	005252/000970

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 29, 2021
Property Address	102 S 7TH ST, SAINT CLAIR, MI 48079-5373
Document Number	0005310538
Book / Page	5310 / 538
Map Reference	LB D PG 36
Instrument Date	Oct 1, 2020
Instrument	2021002727
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 S 7TH ST, 102, SAINT CLAIR, MI 48079-5373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 S 7TH ST, SAINT CLAIR, MI 48079-5373

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,700 (-0.82%)	$241,400 (-0.82%)
2025	$4,178.00 (+2.81%) Homeowner's exemption	$121,700 (+13.1%)
2024	$4,064.00 (+7.57%)		$243,400 (+13.1%)
2023		$107,600
2022	$3,778.00		$215,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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