102 S 3rd St, Cleveland, MO 64734 Property Records

Cass County property record for 102 S 3rd St, Cleveland, MO 64734

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 2007
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on File
Last Sale	$161,600 (Sep 2017)
Tax Bill	$4,772 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-32-401-000-048.000`

Property Details

APN / Parcel Number

Primary APN	`06-09-32-401-000-048.000`
Alternative APN	`2596700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	A-Frame
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	131 ft deep x 69 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	144 sqft
Deck Area	128 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2596700
Street Address	102 S 3RD ST
City	CLEVELAND
State	MO
Zip	64734-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOYES ADD N68.5 LOT 1 BLK 3
Legal Range	33
Legal Township	45
Legal Section	32
Legal Subdivision	NOYES ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	CASS MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2040
Census Tract	61001

Owner

102 S 3rd St is owned and occupied by an individual who bought it in September 2017.

Source: Cass County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	102 S 3RD ST, CLEVELAND, MO 64734-8905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit MAZUMA CU
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAZUMA CU
Sep 27, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2017 · Amount on File
Deed Sale	Sep 27, 2017 · Amount on File
Prior Sale	Feb 3, 2014 · Amount on File
Deed Document Number	2017614115
Deed Book / Page	4175 / 66
Prior Transfer Date	Dec 15, 2013
Prior Transfer Doc	3771/545
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	102 S 3RD ST, CLEVELAND, MO 64734-8905
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 WALNUT ST 500, 500, KANSAS CITY, MO 64106-2147

Mortgage

Document Number	0005234/99
Date	Nov 5, 2025
Book Page	5234/99
Instrument	775175

Lender

Name	MAZUMA CU
Type	Credit Union
Address	OVERLAND PARK, KS 66223

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 7, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	102 S 3RD ST, CLEVELAND, MO 64734-8905
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 S 3RD ST, CLEVELAND, MO 64734-8905

Mortgage

Document Number	0004800/87
Date	Dec 27, 2021
Book Page	4800/87
Instrument	707983

Lender

Name	MAZUMA CU
Type	Credit Union
Address	OVERLAND PARK, KS 66223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Sep 27, 2017
Property Address	102 S 3RD ST, CLEVELAND, MO 64734-8905
Document Number	4175/066
Book / Page	4175 / 066
Instrument Date	Sep 18, 2017
Instrument	614115
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 S 3RD ST, CLEVELAND, MO 64734-8905

Mortgage

Document Number	614187
Date	Sep 27, 2017
Instrument	614187

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 102 S 3rd St was $4,772, up 197.7% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Cleveland City
Unified School District	Midway R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,772.00 (+197.69%)	$25,120 Land $2,420 Building $22,700	$132,210 Land $12,750 Building $119,460
2024	$1,603.00 (+0.5%)
2023	$1,595.00 (+4,330.56%)	$22,020 (+13.33%) Land $2,200 Building $19,820	$115,890 Land $11,590 Building $104,300
2022	$36.00	$19,430 Land $2,200 Building $17,230
2021			$102,260 Land $11,590 Building $90,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 S 3rd St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PWS serves 690 people · EPA ID MO1010174
Water Source	Purchased surface water from CASS COUNTY PWSD 2
Last State Inspection	Jan 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: GoBrolly, Verizon.

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